Isabella
How you guys help people and don’t give up on them
The patience The kindness The willingness to help and not give up on people the process was easy the questions were answered

TheGuarantors helps renters get approved for the home of their choice, even when they don't meet traditional screening requirements. Our Lease Guarantee insurance solutions provide property owners and operators with financial protection against renter default, giving them confidence to approve more renters without added risk.Our application is free, 100% online, and takes 90 seconds to complete. Today, our solutions are available in 4M+ rental units nationwide and more than 400,000 families live in homes they may not have been approved for without TheGuarantors.We believe people are more than what's on their application. And that when renters have access to the home of their choice, they can focus on bringing the rest of their aspirations within reach.We believe people are more than what's on their application. And that when renters have access to the home of their choice, they can focus on bringing the rest of their aspirations within reach.
TheGuarantors (theguarantors.com) has 377 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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377 approved reviews, newest moderated first
Isabella
The patience The kindness The willingness to help and not give up on people the process was easy the questions were answered
lorenariveracruz
Es un servicio excepcional rápido y seguro me encanto k no se tardaron para darnos respuesta para mi les doy 100 de 100
Daphne
I love the you got on things and I was approved right away
Celisa
Great experience overall satisfied would recommend anybody finishing
Demarco
Thanks great customer service
Crisencio
The customer support team was very nice, patient, and helpful during my application process. They answered my questions clearly and guided me step by step, which made the experience less stressful and easier to understand. I appreciate their professionalism and kindness while assisting me. Thank you for the great support
Dontrell B.
Do not trust this company. They are a predatory corporate machine hiding behind a flashy World Trade Center address, and they actively try to exploit young, vulnerable renters. I was 22, recovering from a severe car crash and a traumatic brain injury, when their claims team tried to manipulate me into a fake $6,840 debt trap through a continuous cycle of documented lies. In their very first email on January 19, an analyst claimed as a flat fact that TheGuarantors had already paid a claim to my former apartment, Prose Desert River, and immediately used this to aggressively pressure me into signing a $570 a month payment plan contract. When I demanded validation, the analyst completely backtracked on February 18, admitting both over the phone and in writing that they had not actually paid the apartment due to an "incorrect mailing error," proving their first story was a complete fabrication. I then took the apartment and their collection agency, Genesis Credit Management, to the CFPB for failing to validate the debt. On March 14, the company officially responded to the federal watchdog portal stating that they were no longer pursuing me for the outstanding balance and had submitted a request to delete the associated tradeline. Yet, on April 2, weeks after the landlord legally closed the case and permanently stopped looking for money, TheGuarantors resurfaced with a third lie. They claimed they suddenly "corrected the mailing address" and completed a $6,840 payment to that exact same closed account. Their team went back and forth lying about payments that never occurred, trying to trick me into a legally binding contract for an unvalidated, non-existent debt pipeline. When I stood my ground, provided the CFPB dashboard proof, and demanded a copy of a canceled check or wire receipt, their team went completely silent. It has been months and they haven't muttered a word since because they know they were caught red-handed in a fraudulent bluff. They thought I would roll over because of my situation, but they picked the wrong person. Do not let TheGuarantors bully you into paying for claims they never paid out. My response to them Your response characterizes this situation as an 'administrative delay,' but your own documentation proves a pattern of fraudulent activity. You have repeatedly claimed to have paid my landlord, only to backtrack each time I demanded proof: January 19, 2026: You explicitly stated you had paid the claim, and immediately sent me payment links and pressured me into a monthly payment plan of $570 to 'repay' a debt you later admitted you had not yet paid. February 18, 2026: You again insisted that you had made the payment and demanded repayment, only to backtrack on that same day, admitting you had not actually paid the claim due to an 'incorrect mailing address'. April 2, 2026: You once again claimed to have corrected the mailing address and 'completed the claim payment' of $6,840, months after the landlord had already closed the file and stopped pursuing the debt. To this day, you have failed to provide a single piece of proof—such as a canceled check or a bank-stamped wire receipt—to substantiate any of these three claims of payment. You were actively soliciting monthly payments from me for a loss that never occurred in your bank account, which is fraudulent. Furthermore, your claim that this is a valid debt is invalidated by your own inaction. In the nearly two months since your April 2nd email, you have not attempted to contact me, sent me to collections, or followed up in any capacity. If you had truly lost $6,840, you would not be silent for months. Your silence confirms that your claims are fabricated and that this was merely an attempt to hustle me into paying for a non-existent debt. If you truly paid this debt, provide the receipt immediately."
Response from TheGuarantorsMay 27, 2026
Hi Dontrell, We hear your frustration, but we respectfully disagree with the characterization of our team as acting fraudulently or dishonestly. That said, we do acknowledge there was confusion during the claim-payment process caused by delays related to claim delivery and processing timelines. To clarify generally, once a claim is approved under Rent Coverage or Deposit Coverage, responsibility for collecting the covered balance shifts from the landlord to TheGuarantors. As a result, a property may stop pursuing collection directly from the resident while reimbursement is handled through our process. In this case, there were delays in delivering the check to your landlord, which we understand contributed to confusion regarding the status of the account. However, the claim was ultimately paid out to the landlord, and the reimbursement obligation remained in effect under the signed agreement. Our Lease Guarantee functions as an insurance policy, with landlords as beneficiaries, that you purchase to qualify to rent a home you may not otherwise qualify for. If you fail to pay your monthly rent, the policy will reimburse the landlord, but you are still liable to TheGuarantors for those payments. We also want to clarify that we do not charge interest or additional fees beyond the covered balance itself, and our team routinely offers interest-free payment plans intended to help residents resolve balances over time.
Mary
Easy and simple