Shop Your WayReviews of shopyourway.com

I called customer service this morning to find out my interest rate on purchases. I was told 30.49. I repeated it to make sure I heard right and again was told 30.49. I said I have an 850 credit rating and this is my interest rate ? I see all the bad reviews and only 1 good review from Matt who gave them 5 stars. I wonder why? I will be cutting this card out of my life, this is some crap.

Terrible. I received a threatening email after being a few days late on a payment. I didn’t even realize my payment wasn't automatic. When I saw the payment wasn’t done I immediately paid it fully off and I’m ripping up this card. The wording was “in order to avoid an inconvenient situation you need to call us.” Their marketing team needs better tips on customer service facing.

Think these reviews are not accurate??? Go the the Site and look at the AVAILABLE POINTS, now click on the MOST ASKED QUESTIONS pdf. And you get a BLANK PAGE. Try to call any rep. and you get a BLANK MIND, that is if anyone answers the phone after TWO HOURS of waiting. These people are scamming and they know it.

J have trouble signing on to my sywaccount. I try & tryed.. Then I called support.. waited 30 minutes the 15 then 5.. A rep got on.. Really bad english & beside that the backgtound noise was un read.. dog barking, people yelling.. She said can you speak louder... I said can you speak better english !! Can I speak to someone who speaks english, She said yes, you will have to wait 30 minutes !! The wait, the bad english, background noise ect ect... I wasnt going to wait another 30 minutes. The reason I needed to get to my account, My e mail said I had a letter wait for me,, It was a total bad time with her... send me a hard copy of the letter from your company please,, And work people who can speak english, and have respect for a long time customer.

I was scammed by this company! I obtained a balance transfer 0% interest promotion for 9 months. All of my monthly payments were applied to my promotion and not my monthly charges!

I absolutely love the Shop Your Way Mastercard and the ability to redeem points on the Shop Your Way website or app. Points can be redeemed for various types of gift cards, including a Visa eReward gift card where spending 5000 points gets a $5 prepaid Visa gift card. The Shop Your Way Mastercard rewards 5% in points for purchases at gas stations, 3% at grocery stores and restaurants, 2% at Shop Your Way merchants, and 1% elsewhere. There are additional ways to earn points, including Missions on the app where I see 3000 points (=$3) for grocery shopping each month. Sometimes there are special mail offers offering statement credits on the SYW Mastercard for spending a specified amount within a month in specified categories, but not everyone gets these mail offers. Today, I received an opt-in offer to "Earn a $60 statement credit each month when you use your Shop Your Way Mastercard to make 6 eligible purchases each month of $50 or more each" valid from 9/1/2023 - 11/30/2023.

This reward program and even the way you earn points through using the related credit card is as close to a scam as you can get. The emailed promotions for earning percentages is very misleading and you need to read all the fine print. When you finally go to redeem your points on the website, it's a complicated web of unclear directions whereby you need to link various other business accounts (such as linking your Amazon account) if you wish to redeem the points with that company. Otherwise, you get steered in a very unclear fashion to having to download two other apps, the ShopYourWay app or the Max-something app and then finally you might be able to redeem your points. Or worse, you need to sign up for a another 3rd party (or is it 4th party by this time) called Raise. What a nightmare. I have a masters degree and I found the entire process difficult, unclear, and misleading. I got the feeling they were just hoping I would click on links and things I didn't need and provide yet more information about myself and my other related accounts.

It's a scam...