Shipsurance Insurance Services, an Assurant Company, is a shipping insurance provider. We provide coverage for shipments sent via the major shipping carriers at a greatly reduced rate; often more than 90% off of the carrier rates. Think of us more as a business partner than a shipping insurance vendor. We work with you as your claims management department. We have been insuring businesses for over 10 years and underwritten by Voyager Indemnity Insurance Company. Voyager is 'A' rated by A.M. Best."
Shipsurance (shipsurance.com) has 270 customer reviews on Five Star Index, with an average rating of 3.0 out of 5.
Also known as
shipsurance.com
Website
shipsurance.com
Category
Insurance
Listed on Five Star Index
2026
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The company replied to 87% of reviews.
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Most recent review: October 2026.
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We've repeatedly uploaded the documents requested and they continue to say they have not been received. Some claims we've uploaded the documents 2-3 times and they still claim they have not been uploaded. They have yet to respond with an answer after sending several emails asking what the problem is on their end. Zero integrity and terrible service.
Response from ShipsuranceOct 23, 2024
Jason - Please reach out to our claims team. We were never provided supporting documents to some of the claims that you filed. You can always email them if you are having trouble with the uploads.
GU
gurnee66
Worst
I received a warning from Shipsurance stating that my claims ratio is above expected level. Not sure where it came from. My total claim with this insurance company is one after dozens of buys. If it cannot handle the claims, it shall not be in this business. Also, the oddest response from a broken set claim is that it would only pay one piece of the whole set value. I never had a bad experience close to it when I work with USPS, Fedex and UPS damaged item claims. Stay away from this company.
Response from ShipsuranceOct 23, 2024
Please reach out to us of you have questions about the availability of coverage.
PD
Philip D.
Shipsurance's Unfair and Unethical Business Practices
I want to share my frustrating experience with Shipsurance. Despite UPS declaring packages as lost or damaged, Shipsurance requires a signed affidavit from the recipient before processing any claim. This not only delays the process but is often impossible to obtain, leading to denied claims. Vendors are forced to reimburse customers within a reasonable timeframe, but Shipsurance’s 20-day wait period for filing claims is way out of line with the requirements of UPS or USPS, causing significant financial strain. Additionally, their retrospective audits and demand for repayment for claims already settled if the package is later delivered are both unethical and unfair, placing undue financial burden on vendors.
Furthermore, Shipsurance requires an enormous amount of back-and-forth documentation and photographs, which seems designed to consume hours of a vendor's time, frustrating them and making the claims process even more cumbersome. Vendors who know that time is money find this approach particularly burdensome.
For example, I recently received a notice from Shipsurance requesting reimbursement for a package that was eventually delivered after the claim was paid. Despite having no control over the delivery, I am now required to remit payment, which adds to the already significant financial strain.
I strongly advise potential users to consider these policies before choosing Shipsurance for their shipping insurance needs. Their practices delay resolution, incur additional costs, and make it extremely difficult to get rightful compensation.
The Shipsurance terms of service include the following relevant points:
Claim Filing: Claims for loss must wait 20 days for domestic shipments (40 days for international) before filing.
Affidavit Requirement: A claim statement or affidavit signed by the recipient is required.
Retroactive Billing: If a package is delivered after a claim is paid, the vendor must reimburse Shipsurance upon their demand.
Response from ShipsuranceJun 13, 2024
Julie/Philip - Thank you for the detailed review and it is unfortunate that you are not happy with the coverage. We have been covering eCommerce sellers for 20+ years and strive to make you happy.
We always provide you alternatives to verify losses. As an example: If your buyer is not assisting you by completing the claims verification process (affidavit), just send us the communication from your buyer indicating the loss.
Many times shipments take extra time to make it to your buyers, hence the 20 day wait period, especially when shopping via Ground Advantage.
As you have had multiple claims paid in full by our company, some within 5 business days of filing, you have first-hand experience that your valid claims will be paid. Please reach out to our claims team and we can further assist!
AM
allen M.
They will NEVER Pay Out !
A $5000 guitar got broke in half by UPS! They refused to pay for it, they would only pay $300 to get it "repaired" !! I told them I paid for $5,000 in coverage, NOT $300.. They don't care! Greasy company and the women who work there are vile and uncaring!
Response from ShipsuranceMay 9, 2024
allen - Thank you for taking the time to review our coverage. The details you provided of the claim you are referring to are not accurate, but we are happy that your claim is being paid.
DG
Dominick George P.
Horrible
Horrible. Don't expect to be pai if you have a UPS damage claim. F-rating.
Response from ShipsuranceApr 10, 2024
George - Thank you for the review. According to our records, you had a claim paid yesterday (4/9/24) that was shipped via UPS. Please reach out to your shipping platform for details.
SD
Shipping D.
Pointless "Insurance"
After using PirateShip and Shipsurance for about a year, Shipsurance has decided to DROP our company for having the nerve to file a claim for a package that arrived damaged. They SEEMED like a better option in comparison with lower rates. Bear in mind, we've only had ONE prior claim, making this the second. (which I'm not expecting)
I guess this company only works if you are lucky enough to never have missing or damaged packages. It is beyond pointless to buy insurance when the insurer will just drop you for using the service.
We would recommend anyone not to pay for this sub-par service.
EDIT: After talking to Shipsurance, they just reiterated that they will no longer support us. Their response is a joke.
Response from ShipsuranceMar 28, 2024
Shipping Department - Thank you for the review. Can you please reach out to share your experience as we cannot look up any details based on the review name "Shipping Department"? If you are no longer able to insure with us we are happy to review this with you. That is what we are here for; To provide shipping insurance protection for your business.
AC
Ana C.
It brings peace of mind
It brings peace of mind. I include insurance with all my orders, so if anything goes wrong, they handle the fight for me and ensure I receive the compensation.
Response from ShipsuranceMar 20, 2024
Ana - Thank you for sharing your experience.
JP
John Paul B.
Grateful for Shipsurance
I’ve come to greatly appreciate Shipsurance. Easy to make a claim and share with the customer to confirm, and payments come quickly with just a few easy-to-find attachments and no back and forth hassles.
Response from ShipsuranceMar 20, 2024
Thank you, John Paul. We are here to handle your shipping claims and will continue working for your business.