Jeremy
EGREGIOUS failure to communicate or offer customer service
Here's the chain of events: 1) I transferred $3K from my bank account to a newly formed account for my business 2) The transaction still said "In review" the next day, so I called customer support. I spent 45 minutes on hold with three different departments and was told that everything was fine and the amount would be transferred the next day. I'm upset it's taking so long, but I suck it up and go to bed. 3) The next day I wake up and I AM LOCKED OUT OF MY BANK ACCOUNT. I can't access it through the online portal. It's also PAYDAY, so I cannot access my funds on the one day I got paid this month. It says I'm locked out because of "too many failed password attempts." 4) I call the phone number it tells me to call, and the person I speak with says I was at the wrong department (because it said to dial "4" when I reached the menu). I'm looking at the !@#!ing screenshot of the message I got from the portal and it tells me to dial "4" at the menu. So either this guy is lying to me, or the website is. 5) I get transferred to another department, and after 45 minutes she tells me I have to unfreeze my credit reports for her to verify my identity... which makes ME suspicious, so I tell her no way in hell, they're my bank and they have my money and I should have access to it. So she says I have to go into a bank branch and show my ID. For those watching at home, at this point I have wasted 3 hours of my life on the phone and online trying to just get access to my money. 6) I take time off work to go to the branch, where after an hour on hold the branch manager finally gets my account unblocked. However.... the transfer (the one I've been waiting on for THREE DAYS NOW!) is CANCELED, and I have to initiate a brand new one, starting all over again. The branch employees have been wonderful during this experience, but the online and corporate bureaucracy part of this company has FAILED to deliver even the most basic modicum of clear communication or customer service. This has now wasted FOUR HOURS of my life this week, and the funds are STILL not in the account that they need to be. Because of the aforementioned four hours of wasted time, I do not have the bandwidth right now to change banks — but at some point in the next three weeks I am going to close my accounts and find a different bank. This has been, frankly, a load of steaming bullcrap. EDIT TO ADD: In the end, after I sent the transfer a second time... it again got flagged for fraud. I am DONE with this bank. I will open a new account with literally any other bank in the world as soon as the weekend's over.



