Josephine C.
Worst health insurance provider ever.
This company offers terrible service. Everything has to be paid OOP until your high deductible is met, they have no pre-negotiated rates with anyone, and in my experience the providers didn't know who they were and either don't take the insurance, or they take forever until they figure it out. Having them made my health expenses skyrocket, made me waste lots of time with providers, and even made me and my family have to skip medical care due to the upfront cost, mind you, all this while still paying premiums. To add insult to injury, now it's the next year and they can't even provide me with tax documents on a timely manner. Just awful all around, avoid like the plague or learn by suffering through it like I did.