Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.
Sage Home Loans (sagehomeloans.com) has 210 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
Also known as
sagehomeloans.com
Website
sagehomeloans.com
Category
Investments & Wealth
Location
Fort Mill, South Carolina
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 34% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Laura Soderberg reached out immediately after I submitted an inquiry. She was extremely thorough, listened to understand my situation and helped me from start to finish to ensure I got the best rate, closing costs and support to get to my closing date within an expedited timeframe. I would absolutely use Sage again in the future, and would love to work with Laura again.
MI
Michelle
Avoid Sage Home Loans / WesLend / Lenox…
Avoid Sage Home Loans / WesLend / Lenox Financial at all costs! They tried to bait & switch when we first refinanced by offering no closing costs, but when we received the paperwork they snuck in all kinds closing costs, hidden throughout the contract. When I questioned the costs they became very aggressive and condescending, which was clearly because they assumed a woman wouldn’t be smart enough to catch their shady practices as their demeanor was much more respectful when they were dealing with my husband. After we finally completed the refi well after the promised time frame, they ran my credit again without my approval and harassed me for months to refinance again so they could sell my loan. They’re definitely up to something shady, as the company name has changed from Lenox Financial / WesLend Financial to Sage Home Loans to God knows what now, and have moved their corporate headquarters to various states multiple times over the past 5 years. They also sent a letter a couple of years ago asking for my signature to change handling of the records of my account but also indicating they had no record of my loan. They offered no further explanation aside from harassing letters and recorded calls, but offered me no way to talk to someone about it. Then I received a letter notifying me that my loan had been sold to a new servicer, with no call or explanation, not even a final statement recording the final balance that was transferred to the new servicer. When we called Sage inquiring about the transaction & requesting a final balance, they couldn’t find any record of our loan. The person we spoke to said they would look into it and call us back by end day of day, but we never heard back. They change their websites with each name change as well, and make you use a bizarre portal, making it really difficult to keep track of your loan information. Absolutely horrible experience, they should be investigated!
LE
Liz E.
Re-fi - professional, non-aggressive sales
For starters, I appreciate that Sage has information available online regarding different rate options without having to go through dozens of phone calls and emails. I worked with Paul Grady at Sage Home Loans on a refinance, and I couldn’t be more impressed with the experience. From the beginning, Paul was incredibly helpful, communicative, and responsive. Even when I initially decided to go a different direction, he was never pushy and he simply asked if he could check in from time to time in case he found me a better loan option.
I really appreciated that he relied on facts and clear information rather than pressure or sales tactics. And sure enough, he later reached out with a better offer. Even if the offer had been the same as the one I was planning on, I would have switched to Paul because the vibes were just better and I didn't feel intimidated or pressured like I did with several of the other companies that I reached out to when I started this process.
Paul’s professionalism, honesty, and genuine commitment to helping his clients stand out. His team was also great to work with. I highly recommend him to anyone looking for a loan!
GP
German P.
I had an excellent experience working with Paul Grady.
I had an excellent experience working with Paul Grady on my refinance at Sage. From start to finish, Paul was incredibly patient, knowledgeable, and responsive. He took the time to explain every step of the process clearly, making sure I fully understood my options and felt comfortable with each decision.
What stood out most was how easy and stress-free he made the entire experience. Paul went above and beyond to ensure everything stayed on track and was always available to answer my questions, no matter how small.
I’m very grateful for his professionalism and support — I highly recommend Paul Grady and the Sage team to anyone considering a refinance or mortgage.
JC
Josh C.
Good rates and great people
I worked with Laura Soderberg at Sage Home Loans to get my mortgage, and she was incredible to work with. So many times I had questions or issues, and she was able to help every time. Everyone on the Sage team was responsive and helped me get a great rate as well. I highly recommend!
JT
Johnathan T.
Best MLO Experience
Sunny was extremely helpful and knowledgeable, very responsive and helpful even on Holidays, if working with this lender, make sure to ask for her, if you get assigned to someone else call them and request Sunny Medrano works on your file.
First time home buyer here and she made me feel secure every step of the way
AM
April M.
Zero customer service; impossible to get in contact with.
I tried applying online with Sage Home Loans over a month ago (13Sep25) & have yet to be able to figure out how to contact anyone there (21Oct25). I've tried phone numbers I find online, but no one ever answers. I uploaded all requested documents over 4 weeks ago & it says the next step is to talk with my loan officer, but I can't (for the life of me) find out how to make that happen! I try to connect online, but always get the message that no one is available at this time. Some of the fields that are required to fill out on their site when trying to connect with a loan officer are blank, unlabeled fields... I finally figured out that they are for our name. Website is trash. Doesn't work right. It shouldn't be this hard. I thought we would've closed a couple weeks ago. I'm done trying. Called my old broker last night. He always treated us right. Should've went with him in the first place.
CU
customer
Fantastic Customer Service and Employees
Matt Scheppmann especially but every person I worked with was extremely nice, responsive and proactive in helping me to handle every aspect of getting my loan from preapproval to closing. Every person involved in the process including the realtors and closing company also commented on how great the experience was and on top of that the rates were extremely competitive in the current market. I will and have recommended Sage to other friends and family because of how easy and seamless this process was.