OCHOReviews of ocho.co

4.6239 reviews
Insurance

OCHO

About OCHO

Welcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.

OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.

Also known as: ocho.co
Website: ocho.co
Category: Insurance
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 84% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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OCHO reviews

239 approved reviews, newest moderated first

Dallas
Aug 28, 2026
Fast and reliable
Super fast past easy to use great prices and reliable
Response from OCHOAug 29, 2026
Fast, easy, reliable car insurance at a great price. Thanks for choosing OCHO! — The OCHO Team
Brooke H.
Aug 28, 2026
Simple, Easy, Affordable
Ocho really does provide me with the cheapest and quickest insurance rates. It gives me plenty of time to pay my way and is super easy to work with. It builds credit every time you make a payment. Its like insurance for dummies , it's that easy to use and understand. I've forgotten a payment before and they worked with me on fixing the issue without crazy penalties based on my good payment history. If you're a good customer , they're good to you.
Response from OCHOAug 29, 2026
This really says it all! Affordable car insurance, flexible payments, credit building with every payment, and a team that works with you when life gets in the way. Thank you so much for being an awesome customer and for taking the time to share your experience. We appreciate you, Brooke! — The OCHO Team
Taylor M.
Aug 27, 2026
Great everything!
great everything! smooth and easy process so will be renewing. monthly and down payment were afforadable.
Response from OCHOAug 29, 2026
Whooo! Thank you so much for taking the time to give us such a great review! Affordable down payment, manageable monthly payments, and a smooth process, glad it all came together! Looking forward to having you renew. Thanks for choosing OCHO! — The OCHO Team
Derrick J G.
Aug 23, 2026
The process was easy and it didn’t take…
The process was easy and it didn’t take much time to get the policy that I needed expeditiously. Thank you for this opportunity and blessing.
Response from OCHOAug 29, 2026
Thank you so much for this review, Derrick, it means a lot to us! Getting the car insurance coverage you need quickly and without the hassle is exactly what we set out to do. We're so glad OCHO could come through for you! — The OCHO Team
customer
Aug 23, 2026
Honestly I was weary about it first
Honestly I was weary about it first, but it is legit and easy. Been needing insurance for a while and couldn't because of the down payment l, but honestly this made it easy and quick. I got insurance with a small down payment and I can split the payment into 2 times a month and still comes out cheaper than the other insurance I was saving for.
Response from OCHOAug 29, 2026
We're so happy you gave us a shot! A high upfront deposit shouldn't be the reason someone goes without car insurance, and that's exactly the problem OCHO is here to solve. Small down payment, payments that fit your schedule, and a price that works, that's the goal every time. Thanks for sharing your experience, Ashley! — The OCHO Team
customer
Aug 23, 2026
Ease of applying
Ease of applying, small difficulty with photos, may be my fault, new phone
Response from OCHOAug 29, 2026
Glad the application process was easy overall! Sorry to hear the photo step gave you a little trouble, it can sometimes vary by device. If you run into anything else, our team is happy to help at [email protected] or (800) 220-1416. — The OCHO Team
customer
Aug 22, 2026
Price is perfect
Price is perfect Easily navigate on site Payment is great
Response from OCHOAug 29, 2026
Great price, easy navigation, and payments that work for you. That's the OCHO experience! Thanks for the review! — The OCHO Team
Jay
Aug 22, 2026
Fast easy and quick
Fast easy and quick. Needed coverage for a new car purchase and I got it at a very good rate. Thanks!
Response from OCHOAug 29, 2026
Fast, easy coverage at a great rate for your new car, congrats on the new purchase and thanks for choosing OCHO! — The OCHO Team

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