OCHOWelcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Julie C.
Easy and quick.. needed insurance on my way to pick up my new car and had it within 30 min or less.
Response from OCHOMar 10, 2026
Thanks for sharing your experience! We're glad we could help you get car insurance quickly when you needed it. Being able to get covered fast means you can get on the road with confidence. Enjoy your new wheels, and we appreciate you taking the time to leave a review!
customer
Cheap affordable insurance
Response from OCHOMar 10, 2026
Thank you for feedback! We're so glad to hear you found affordable car insurance with OCHO. Our goal is to help drivers get the coverage they need with payments that are easier to manage. We appreciate you taking the time to share your experience!
Rita
Glad I got insurance with through you all a good experience.
Response from OCHOMar 10, 2026
Thanks for sharing your experience! We're glad to hear you had a good experience getting car insurance with OCHO. Our goal is to make it simple for drivers to get covered and keep their payments manageable. We appreciate you taking the time to leave a review!
customer
Cheaper quote and monthly payment
Response from OCHOMar 10, 2026
Thanks for your review! We're glad you found a cheaper car insurance quote and a monthly payment that works for your budget. Helping drivers lower their upfront costs and keep payments manageable is exactly what OCHO is here for. We appreciate you taking the time to share your experience!
customer
I was able to save $200 for the deposit that i normally have to pay with other insurance companies, and you can choose how often I pay weekly, bi weekly or monthly, it's worth it for fact.
Response from OCHOMar 10, 2026
Thanks for sharing your experience! We're so happy to hear OCHO helped you save on your car insurance down payment and made it easier to get started with coverage. Being able to spread out payments bi-weekly, or monthly is something we offer so drivers can choose a plan that fits their budget. We appreciate you taking the time to leave a review and are so glad OCHO could help make getting insured a little more manageable.
LF
You gave me a price breakdown then changed the amounts after I signed up and paid the down payment. This is not good and I will be looking for a different company. Trust and integrity matter!
Response from OCHOMar 10, 2026
We’re sorry to hear this has been your experience, we understand how frustrating it can feel when amounts don’t look the way you expected. Trust absolutely matters. After reviewing your account, it looks like the balance change was related to a policy cancellation and reinstatement. When a policy is cancelled and later reinstated, carriers often apply fees which can affect the reinstatement amount due. In short, your original insurance premium did not change, however, additional fees were added due to the cancellation and the remaining balance being rolled over at reinstatement. That said, we never want anything to feel unclear. Transparency is important to us, and we’re happy to walk through the breakdown with you step by step to make sure everything makes sense. Please reach out to us directly, and we’ll review it together. We’re here to help.
Nakkia C.
They were very quick. I had insurance within an hour.
Response from OCHOMar 10, 2026
Thanks for sharing your experience! We're glad we could help you get car insurance quickly and make the process simple. Getting drivers covered without long waits is always our goal. We appreciate you taking the time to leave a review and are happy OCHO was able to get you insured so fast.
