customer
Experience was great!!!
Experience was great!!!
Response from OCHOJul 21, 2026
Great to hear it! Thanks for choosing OCHO for your car insurance, and for taking the time to review us!

Welcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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customer
Experience was great!!!
Response from OCHOJul 21, 2026
Great to hear it! Thanks for choosing OCHO for your car insurance, and for taking the time to review us!
S.J
Just remember to read in fine print. I wanted to get a refund for a car I had just put insurance on that was no longer available to me and cancel out my contract these people told me I had to pay $168. To cancel and they can refund my down payment and it was only a day or two that went past so I just loss out on $89
Response from OCHOJul 21, 2026
Hi, we're sorry to hear about your situation. Our broker fee covers the work of securing your policy and funding your loan, and is earned at the point of purchase, so it is non-refundable even on early cancellations. We understand that's frustrating, especially in unexpected circumstances like losing access to a vehicle. Having said that, we'd be happy to take a look at your case and see how we can help. Please reach out at [email protected] or call (800) 220-1416. — The OCHO Team
Katherine S.
Was quick and easy although the wait time for documents was definitely longer then an hour.
Response from OCHOJul 21, 2026
Glad the process itself was quick and easy! We hear you on the documents, turnaround times can vary depending on the carrier and we know that's not ideal. Thanks for the feedback and for choosing OCHO!
Herbert
Quick and fast service 100! Also great customer service 100!
Response from OCHOJul 10, 2026
100 out of 100, we'll take it! Glad the experience was quick and our team delivered. Thanks for choosing OCHO for your car insurance! — The OCHO Team
Austin D.
Can't login
Response from OCHOJul 10, 2026
Sorry about that! Try resetting your password in the app. If the issue persists, reach us at [email protected] or call (800) 220-1416 and we'll get you back in. — The OCHO Team
customer
Quick and painless
Response from OCHOJul 10, 2026
That's the goal every time. Thanks for choosing OCHO for your car insurance! — The OCHO Team
Arkeda G.
This was an easy process. I appreciate this service
Response from OCHOJul 10, 2026
Really glad to hear it, Arkeda! Getting car insurance should always feel this straightforward. Thanks for choosing OCHO! — The OCHO Team
S. M.
I wasn’t interested in doing a loan. I don’t plan to renew.
Response from OCHOJun 30, 2026
Hi, thanks for the feedback. We understand that flexible payment plans aren't for everyone, we offer them as an option to make car insurance more manageable, not as a requirement. If you ever have questions about how our payment options work, we're happy to walk you through them at [email protected].