With pay-per-mile car insurance from Mile Auto, your insurance is costs are based on the miles you actually drive. That means low mileage drivers can save 60% or more. Drivers with lower mileage vehicles deserve to be charged fairly for their auto insurance instead of being overcharged by traditional insurers. With Mile Auto, the less you drive, the less you pay.
Mile Auto (mileauto.com) has 328 customer reviews on Five Star Index, with an average rating of 3.9 out of 5.
Also known as
mileauto.com
Website
mileauto.com
Category
Insurance
Location
Atlanta, Georgia
Listed on Five Star Index
2026
About these reviews
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The company replied to 50% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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This insurance company is awesome I never had an opportunity to have an insurance company work with you so great if you're not running the streets doing nothing crazy this is the perfect insurance company for you their stability and commitment their customer service it's outstanding I recommend my auto to everybody friends and family keep doing what you're doing it works for me and I know it will work for you y'all be blessed
AR
Aditya R.
Only pay-per-mile provider without telematics
I have been insured for over 5 months, and so far it's going all well. I have comprehensive coverage and 100k+ liability coverages and on an average, I pay under $120/month. The highest I paid was the down-payment, and the lowest was like $75. I drive under 600 miles a month (7200 miles annually). Texas average is 20k annually.
The best part is that I have control over how much I drive and how much I have to pay, without tracking. No other insurance providers agrees on merely odometer reading. They want to track you and judge you. Recipe for disaster - Big No!
The cons are that you mandatorily pay extra $15 for convenience, odometer snapshot, etc. It's a fixed expense, and an eye-soar.
So far, positive experience with customer service over both phone, mail.
Also, some reviewers complain about limited time to send snapshot: they give a decent 5-6 days to send the snapshot. 2 months back, I was on a vacation, and I had communicated it to them, and they were all fine with it - they used the snapshots from the day I had used my car before departing.
Who should give it a shot?
Drivers interested in pay-per-mile, without telematics.
Who shouldn't?
Anyone who drives close to national/respective state average. Yes, expect to pay atleast 2x over what you would get elsewhere.
Final thoughts:
Yes, it worked for me. No claims yet.
DA
danielstcom
Muito boa essa Mile Auto eu recomendo.
Muito boa essa Mile Auto eu recomendo.
MM
Mojo M.
Worth the switch!
I was using another pay per mile service, and my per mile rate with mileauto is less than half what the other company was charging, and the coverage is the same, except I went with even lower deductibles than I previously had. The agent in the phone was awesome as well. So far, I'm stoked.
DE
David E.
I pay half of what I used to with…
I pay half of what I used to with traditional insurance and have better coverage BUT I don’t drive everyday so this isn’t for those who have unexpected long distance travels. Otherwise I highly recommend them
NO
Norma
Great Service
Great Service
JA
James
The insurance is really good the only…
The insurance is really good the only problem I have is need more than three days to get odometer pictures and submit them