A K.
The worst banking experience ever
If you have an account with Metro Bank please switch to some other bank and close your Metro Bank account immediately. If you are satisfied now at some stage you will regret for not following my advice. I opened my account few weeks ago and made a transaction of £1000 into my Metro Bank account for an online investment. I even didn’t know when they blocked my account but after a few days when I tried transferring money again (£3000) it didn’t go through. I called customer service, they told me that my account has been blocked so no money can come in and out. I asked for the reason and they said they can’t tell me but will email someone who will get back to me but no time frame was given. They assured me that money should bounce back to the account where it came from within 24 hours. I spoke to three different advisors and they were very unhelpful and didn’t have clue what to do. I called them a number of times and each time the advisor gave me different information. I called the next day and one of the advisors said she will call back. She called me back after 6 hours to tell me that my account has been blocked due to suspicious activity. She gave me an email address and asked to email verification documents. I had to clarify what verification documents as no information was given. There was no time frame given. The interesting thing is that even though my account was blocked and I was told that money can’t come in and out Metro Bank manage to take my money in the account which should not happen. Later I went to the branch to see manager and she said the same thing that if the account is blocked how come the money come in. So Metro bank is happy to take your money even though your account is blocked but can’t provide you with any information on why. I have never come across this sort of worst service in any sector in my entire life. With my HSBC account if there has been any security threat they will call or text you straight away. Points to consider 1- Are banks allowed to block your account without notifying you? 2- if they block your account shouldn’t the money bounce back to the account it came from? How come they allow it to get in but not out? 3- Their customer service team is clueless. There should be some sort of communication between the customer service team and their fraud/security team 4- The customer service is appalling. They will keep apologizing to you for not having any answers. 5- Reading other reviews it seems that this has happened to so many other customers but Metro bank has not taken any action. I am really surprised how this bank still exists with this sort of service. I have no clue how long it would take for my account to be unblocked as there is no help available but for sure once this is sorted first thing I will do is close my account and ask my family and friends to do same. Please pray that I don’t have to wait for long to get my money back and be with this worst bank ever for any longer. I will be contacting the financial ombudsman, the FCA and getting legal advice



