Robert R.
Never went through this process before
Never went through this process before. Amount of contact and correspondence seemed like harrassment.

With our team having more than 30+ years of experience and over thousands of funded loans, we are one of the top choices for real estate financing. Big or small, LoanGuys.com does it all.We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no-experience required lender, which means you don’t need to have two to three successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.Our three main services are Rental Property Loans, Fix and Flip Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last three decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital.
Loanguys.com (loanguys.com) has 191 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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191 approved reviews, newest moderated first
Robert R.
Never went through this process before. Amount of contact and correspondence seemed like harrassment.
Kj
very easy process, seem un real how friendly and easy and fast this process goes . thank you Sara really did great
Ron Y.
Garbage bait and switch operation with tons of fees. Advertised 5.5% DSCR (with no asterisks like points) Brought them a loan of $500K on a $1.2M+ property with a signed 5-year lease with monthly rent of $13K (established institutional group home, 1st year pre-paid, guaranteed with annual 3.5% increases) No debt, FICO of over 800, $3M in liquid assets. They offered a loan with 1.25% points ($9K), $3,000 in fees (.6%) on top of that, and a rate of 6.25% pretty sure this is false advertising and borders on predatory lending. Never to business with these clowns unless you are desperate.
Response from Loanguys.comOct 21, 2026
Strong credit, substantial assets, and a low loan-to-value ratio can strengthen an application, but they do not independently determine DSCR loan pricing. Rates and costs also depend on the loan program, property use, eligibility requirements, market conditions, and any points associated with the selected rate. A property’s use as a group home and its lease structure may also affect which programs are available. An advertised rate does not guarantee that every transaction will qualify for those terms. A difference between advertised pricing and an individual loan quote does not, by itself, establish bait-and-switch or predatory lending. We take concerns about pricing transparency seriously and understand the importance of evaluating the full terms of any financing offer. We hope to have the opportunity to earn your business in the future and wish you the best with your financing.
Milad K.
I like it its very good app
Andrew W.
Jeremy was great
John P.
Enjoyed speaking to my rep Gisell but the rest of the staff I felt like they were there only to collect a check. It also seemed as if the right hand didn't know what the left hand needed. Miserable times but in the end , they came through
Rene
Shervin was a great loan officer that guided me correctly throughout the loan process. This was my first experience with loan guys and Shervin and would use them again. The property was not "conforming" and after Shervin did his due diligence he assured me it could be done. I appreciate his hard work and the processors and underwriters.
Jeffery S.
Loanguys helped me with a very difficult loan for a legal non-conforming property. Shervin stuck it out with me jumping through more hoops than a circus performer. Excellent job. Hopefully, the next one will not be so crazy.