Johnnie C.
Excellent
Excellent. Roberto is the best!

With our team having more than 30+ years of experience and over thousands of funded loans, we are one of the top choices for real estate financing. Big or small, LoanGuys.com does it all.We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no-experience required lender, which means you don’t need to have two to three successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.Our three main services are Rental Property Loans, Fix and Flip Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last three decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital.
Loanguys.com (loanguys.com) has 191 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
191 approved reviews, newest moderated first
Johnnie C.
Excellent. Roberto is the best!
Irene A.
The Loans guys, especially Henry and Susan have really pulled through for us on some difficult deals! I highly recommend them and have referred. 3 friends already!
Mark B.
Underwriter not reviewing submitted docs correctly...delay after delay...poor communication with loan manager and processor...loan officer not experienced, doesn't acknowledge mistakes...
Response from Loanguys.comOct 21, 2026
We understand how frustrating additional document requests and delays can be, especially when you’re waiting for updates. Underwriting may require clarification or additional documentation as a file progresses, even after initial documents have been submitted. These requests do not necessarily mean documents were overlooked or reviewed incorrectly. We take your concerns about communication and the handling of your loan seriously. Our team works to navigate lender requirements and move files toward closing, and we recognize how important clear, timely updates are throughout that process. We hope to have the opportunity to earn your confidence in the future and wish you the best with your financing.
Helene P.
One of the worst loan deals I have ever done in decades of hard money & private loans. They have inexperienced loan officers. I requested a different appraisal company immediately. They wouldn’t change it. Loan took 2 months to process when I had a balloon. They raised the rate costing me thousands over the term.
Response from Loanguys.comOct 21, 2026
We understand how important timing and financing costs are, especially when a balloon payment is approaching. We take your concerns about the appraisal, timeline, and rate seriously. Appraisal assignments and requests to change appraisers are subject to lender requirements and appraisal independence standards. Closing timelines can also depend on the appraisal, title work, and underwriting conditions, while rates may change with market conditions until locked. We hope to have the opportunity to earn your confidence in the future and wish you the best with your financing.
Iqbal M.
my loan is approved but can not close and loanguys admit their mistake but can not fix it.
Gina L.
LoanGuys had several diversified lender programs to meet rate, risk and term needs. While a longer timeframe than I am accustomed, funding did come through with the persistence of Shervin Modir to partner and navigate the right lender with the right product at the right time.
James F.
My loan officer Shervin was great! If I could base the review only on him, it would be 5 stars. The rates that were advertised were "not available", and there was a 2+ week delay in the original closing date for multiple reasons, but none on my end. Overall, 4 stars, and yes, I will probably give them another chance!
Jeryl G.
More than a month after closing the loan I have no access to construction/renovation fund (30k) and I've been informed of ridiculous fees associated with changing budget allocations and draws. None of these rules/roadblocks were disclosed pre-closure and the difficulties of working with CENTRALlENDING.com apparently were known before. I hope i. The future you steer investors away from these kind of lenders. I submitted a revised budget (no increase in funds needed that took a week to get approved. I've been warned to be strategic when requesting draws because each draw rwquest has a fee of $400. I'm limited to funding for completed work only which interferes with my ability to pay laborers, and I personally must be present (Siteware) to document construction progress. ALL of the above should have been transparent throughout the loan process, but, at closing, I received FOR THE FIRST TIME, move than 100 pages of disclosures to review. I ASKED NUMEROUS TIMES IF THERE WAS ANYTHING ELSE I NEEDED TO KNOW. Very unprofessional to steer your clients to this company when there are so many other options available.
Response from Loanguys.comOct 21, 2026
We understand how frustrating delays in accessing renovation funds can be when you’re coordinating work and paying contractors. Construction and renovation funds are generally released through a draw process rather than made available in full at closing. Depending on the lender and loan program, that process may include progress verification, approval of budget changes, and draw or inspection fees. These requirements can affect the timing of funds, even when the total renovation budget remains unchanged. That said, your concern about when those requirements were communicated deserves careful review. We hope to have the opportunity to earn your confidence in the future and wish you a smooth and successful completion of your renovation.