Elton C.
They got it done
Fees are on the higher side. I hate the prepayment penalty, but they got it done in a reasonable amount of time.

With our team having more than 30+ years of experience and over thousands of funded loans, we are one of the top choices for real estate financing. Big or small, LoanGuys.com does it all.We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no-experience required lender, which means you don’t need to have two to three successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.Our three main services are Rental Property Loans, Fix and Flip Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last three decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital.
Loanguys.com (loanguys.com) has 191 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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191 approved reviews, newest moderated first
Elton C.
Fees are on the higher side. I hate the prepayment penalty, but they got it done in a reasonable amount of time.
george
The loan rep was very helpful, and friendly, rate was ok, a lot of other fees made it a pretty expensive loan,high prepayment fee was the biggest downside.
judy B.
The loanguys were very professional and aimed to get the best terms for the borrower. We are very satisfied and looking forward to doing more business with Loanguys !!
Joseph S.
Elinor does a great job. She made this process much faster and less complicated. This is my second loan and it was much smoother.
Ricky T.
Vaughn was knowledgeable with my transaction and helpful throughout the process. I experienced a smooth and orderly purchase with Vaughn at the helm. I am looking forward to working with Vaughn in the future.
Eric J.
This was my transaction, but as a licensed real estate agent, I have done over 100 transactions and this was one of the worst lender experiences I have encountered. The communication was horrible at best, the requirements and terms changed throughout the process, the fees are significantly higher and the process took almost 2 months to close. The people I was communicating with were not professional. I do not recommend using them and will not be using them again.
Response from Loanguys.comOct 21, 2026
We understand that your experience did not meet your expectations, particularly given your background in real estate. We take your concerns about communication, professionalism, timing, and costs seriously. Loan requirements and terms can evolve as underwriting verifies the details of a transaction. Closing timelines and fees also vary based on the loan program, property, and lender requirements. We hope to have the opportunity to earn your confidence in the future and wish you continued success.
Ronald B.
The DSCR loan sought was delivered. One issue was a few periods of no communication and status from the team. Loan officer was very knowledgeable. I liked how they gave me the different options.
customer
Sarah did a great job on a difficult loan. She went the extra mile which I really appreciated and we finally got it funded.