IndigocardReviews of indigocard.com

The worse credit card i ever had, charge fees with not even ever used. Not open this scam credit card...really sucks!

This is by far the worst business I’ve ever dealt with. They have taken more money in fees than any other card company I’ve ever used. After I paid off my $300 credit in full, they decided to freeze my account for 14 days, supposedly to ensure the payment cleared, even though I’ve had the card for many years and have never had a payment not clear. The payment cleared in just three days. Businesses like this make me sick, and I believe the founders deserve to be jailed for life.

This company is a scam. They'll approve you, charge you the fee then shut the card off after first use with an excuse they need to check your id. It takes 5-7 business days for them to check it AFTER you mail it or fax it. Who knows what they say after that. I just told them to close the account. Horrible company and the people in "customer service" are rude. Stay FAR away!

Upon my credit going on I figured time for a reasonable credit card and I’ve received an offer thru Indigo card! Applied approved card came 2 days ago. Called activated card to go looking online at account and it says na for everything. And it had a number for me to contact. Called, to be told there’s a block so I would need to provide an ID thru fax …. Already provided social, address and a faxed ID. It was delivered but they say it will take XO amount of days before they could collect the fax!!! I told her I know calls are recorded and I don’t feel safe with my personal information just out there and here lies a credit card I cannot use or access to just close the account, I am sorry that kind of hassle isn’t worth Do not bother with this company they’ll collect all your personal information for nothing

This company really sucks. I went to go and withdraw $200 out of the ATM machine. I wasn't aware that I can only pull $100. So it supposedly put a lock on my account. Had to fax on my ID and was told it takes up to 5 days to unlock. Now that are saying that it takes 5 days to review and an additional 5 days to unlock. This company is a total rip off

They continually send me pre-approved offers then deny me because I have a 204 credit score. However TransUnion, Experian and Equifax say my score is over 700. What a joke this company is

This card sets you up for failure. I was lied to from the first phone call. Well either lied to, or the representative didn’t have a clue what she was talking about. Either way it all led to them closing my account within a two month run with them and I ended up losing 55 points, as well as still having the credit inquiry from them on my report for another year and a half. I had a $500 limit, used it to the max the first month and paid it back immediately to build credit. I accidentally paid it online twice but wasn’t 100% sure due to them not immediately taking it from my bank. I called the next morning and asked the rep if that happened, she said “no”. Then I asked when my funds would be available and she said “ Your funds will be available in approximately 15 days” 😳 I said “What, are you serious?” “ Yes Mr. R I am sir” I asked what would I have to do to get the funds on the card faster. She said “ Money Gram would get them back in 3 days or less” I said O.K then I’ll go pay it by Money Gram, I’ll stop the other “payment” not payments… She said “You can not take the payment back sir.” 🤌🏽🤔 So I’m using Chime for my bills to automatically come out as well as subscriptions etc. I really like Chime btw. I told her I can freeze my card when I’m not using it to stop unwanted charges and that’s what I did. Then I went to Walmart (Yay) and payed it Money-gram payment in full. So then I looked at my Indigo account online and it was showing I had $1475.00 with $400 available to use🫤. It was like that for a week or so. I called and asked another rep or 3 what was going on and they said “You made 3 payments sir”😳 3? I said I only made 1 and stopped the first from being pulled, the first rep told me I only made 1 when I thought I made the mistake of making 2 when I first started. They seemed to know nothing about her saying that and they said that I had 24 hours to cancel them. The first rep said there wasn’t an option to cancel. So I just payed and figured they see the payment and just let the others go. Well they ended up coming back as “returned funds” twice! Which led to them closing my account and killing my score. I called and all they could say was “We can’t stop the computer from making the decisions” the computer??? What the? I don’t know maybe I’m wrong or stupid or I don’t know what, but it says in the fine print that you have 24 hours to stop a payment and when they all went back in the recorded notes none of them said they saw where the first rep told me that you can’t stop a payment…🤬🤬🤬oh and then not one, but a few of them told me to re apply! Lol why so I could get another credit score lowering inquiry and get turned down as well, due to my my score diving to the abyss? lmao… I don’t think so you scumbags…My point, beware…

The card is okay if you pay the full balance every month, yet you still need to pay the annual fee. The interest rates are exorbitant. I used the card for more than four years, paying the total balance each month. Despite this, the interest rate still increased without any credit limit increase. It's better to get Credit One or a secured card that you fund with your own money and pay off monthly. It's not a good card at all.