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This company is a racket
This company is a racket! We have excellent insurance coverage through UHC, which is rarely out of network for any physician or facility. This is from their website: "Commercial insurance: Standard co-pay We accept all major commercial insurance plans, including most PPOs and select HMOs." They also list United Health Care as one of their in network providers. We did our due diligence in making sure our insurance was accepted before scheduling this service and was told we would be charged no more than a $35 copay per visit. We consistently asked why we weren't being charged copays for each time, with no repsonse. A credit card is required up front. They didn't provide a bill until my husband cancelled services after being required by his surgeon to see a different therapist, at which point my husband's credit card was charged $420 for 3 sessions and were told our insurance is out of network. We called the insurance company who confirmed this and let us know that this is a common scam from companies like this. The insurance rep also told us each exercise billed was coded as the most expensive option rather than the more affordable ones. I'm surprsided to see positive reviews because I can't imagine we're the only ones dealing with this fraud. We thought home therapy was the best choice but obviously regret that decision now. It's companies like this that are on the wrong side of healthcare.
Response from Luna Physical TherapyMay 6, 2026
Thank you for your feedback. We take concerns about billing transparency and insurance coverage seriously. We strive to provide accurate cost estimates and apologize for any confusion regarding your network status. Please reach out to our team at [email protected] so we can look into this further and help resolve your concerns.



