FortegraReviews of fortegra.com

My experience with Fortegra insurance, which was added to my used van purchase, has been disappointing. The contract is vague and difficult to understand. Despite assurances from the dealer that the policy would cover all parts, this was not the case. A month after purchasing the van, I encountered a breakdown that required the vehicle to be towed from Germany to the Czech Republic. I had to use my own van insurance to cover the towing, as Fortegra's policy did not cover this service. I then submitted an estimate for repairs totaling 70,000 Kč, which also included the cost of another tow from my home to the nearest service provider. However, Fortegra declined the claim, stating that the damaged part was not "greased" and therefore not covered. I attempted to dispute their decision, but nothing changed. Additionally, I requested reimbursement for the towing cost from my home to the repair shop, citing the coverage in the contract. This request was denied on the grounds that since the claim was fully declined, the towing cost was also not eligible. This experience has taught me a hard lesson: Fortegra insurance is dishonest and unreliable scamming insurance company. I strongly advise against purchasing any policy from them, as you are likely to receive no compensation if something goes wrong. Save yourself the trouble and potential financial loss - look for more reputable insurers.

They sell extended warranty products without stating exemption’s, and then deny warranty claims.

I recently purchased a 3-year extended warranty from Guard It Fortegra, which explicitly stated coverage for tears, spills, scratches, rips, cuts, gouges, and scuff marks when I purchased it. However, when I filed a claim due to the cushions sinking, fabric pilling, and stains, the technician came out, took pictures, and the insurance company denied my claim. They stated that they no longer cover stains, sinking, and pilling. Based on my experience, I would strongly advise against purchasing this warranty. It appears designed to deny all claims and effectively steal your money. I consider it a waste of both time and money, as you will likely not receive the coverage you were promised. CLAIM# 2337593

I purchased a Maytag dryer and washer from Badcock in Feb. 2023. I also purchased a 3yr warranty for each appliance. The Maytag 3yr extended warrty was $249.99 and the Maytag dry 3yr extended warranty was $199.99 and these extended warranties are through Fortegra. On Feb. 24 2025 my dryer went out. I reached out to Fortegra and they sent my claim to a company named Vehtechnology. Vehtech reached out to me on Feb. 25 2025 it tool a couple of days for them to get things started. Ihad to wait for the part to mailed to me and when I received the parts I had to I had to call them it took a couple of days for them to send a tech out to work on my dryer. On March 12 2025 a tech came out and worked on my dryer after working on it, my dryer started smoking from on the inside and set off all of my smoke detectors off in my home. I called Vehtech back. The communication is awful for these companies. I left messages, voicemails for someone to call me back. Finally I called and spoke with a Mr. Harris after I told them I was reporting them to the BBB. Harris told me that someone would be out on March 27 2025 no one showed up until the next day. When the next tech came out he could not fix my dryer because another different part had to be ordered. It is April 2 2025 and I am still waiting on a part for my dryer to be fixed. I called Fortegra and tried to talk to them but they were no help. At this point I want a full refund back for my extended 3yr warranties ack for my dryer and my washer. I could have went out and purchased a new dryer by now. This is not good customer service from either company and they both are giving me the run around.

WOW. My insurance agent hooked me up with Lyndon southern INS. which is affiliated with fortegra. Won't let that happen again. You would think with all these negative reviews they would at least try a little better. No pride in their work or company. They just want a pay check for the crappy work they do.

My personal experience with this Insurance company. A 3 year policy was taken out with the puchase of an approved used car. First claim involved a slight damage to the alloy wheel (which was previously diamond cut). This meant a further diamond cut was not possible, but a new replacement for£750/-. The company will only contribute £150/- towards the claim and not the full amount. For tyre cover, insurance will contribute £50/- per repair, and £300/- maximum. BEWARE, THIS INSURANCE TO BE AVOIDED. IT IS NOT WORTH IT.

Total scam! They deny all claims! Not worth it. I wish I would have read reviews before buying!

I wish I could give them negative stars. I feel sorry for anyone with a policy with Fortegra, it isn’t worth the paper it is printed on. I had a water leak inside a wall that I did not discover until it had molded. Guess what- not covered because I cannot see through walls and it took me over 48 hours to discover it.