Swijal
This company is a scam
This company is a scam — do not be lured in by the low upfront cost. I generally do not put reviews but this one I had to based on my recent experience. I had a simple garbage disposal issue and filed my first claim after two years on the contract. They sent a technician who charged a $45 service fee and submitted an estimate of $500+ to First Premier for the replacement. First Premier then decided to handle it as a cash settlement but refused to disclose the settlement amount when I asked on the call. Their response was "you'll know when it's done," which is absurd. Buried in the fine print of their contract is a clause stating they reserve the right to offer a cash settlement, and that the amount will always be less than the actual repair cost — something I missed when I signed up. I ended up proceeding with the repair through their technician since I couldn't leave my sink unusable for however long they'd take to get back to me. Since it was my first claim, I assumed the cash settlement would be close to the estimate their own technician submitted. Instead, they approved only $150 — leaving me with over $300 out of pocket for a simple disposal replacement that I could have done myself for far less. That's a lesson learned the hard way. They also provide zero proactive communication on claims. I emailed the cash settlement acceptance letter as they requested, but three weeks passed with no update. When I finally called, they essentially said "oh, we'll process it now" — and since they only acknowledged it the day I called, they then tacked on another 45+ days for payment from that date rather than from when I originally emailed. That's unacceptable. Customer service is blunt, unhelpful, and comes across as deliberately rude. They seem to be there just to stonewall you. My recommendation: pay a little more and go with a reputable home warranty provider. I will not be continuing with this company.
Response from First Premier Home WarrantyJun 9, 2026
Thank you for bringing this to our attention. We sincerely apologize for the delays and frustration you've experienced. A Senior Manager will be reaching out to you directly to review your claim, address your concerns, and work toward a resolution as quickly as possible. We appreciate the opportunity to make this right.




