Extra CardReviews of extra.app

The experience has simple been Extra haha. This is a fantastic all around card and I love it

Absolutely love extra card. Helps build and maintain credit just off regular everyday purchases. Ive recommended it to all my friends and family.

Easily accessible

From the very start of the application for the card had been a total nightmare. 6-8 months later still don’t have a card that has worked and been paying for it . Been a complete waist of time and money. App doesn’t work to upload the dozen of so times for the documents they keep wanting .

Do not trust this app or company!!! I paid an annual membership of $108 in July, since then I have only been able to make some purchases, because some have been declined not because my account didn't have the money but because they locked my account due to non usage or my purchase was over there credit amount of $200 or so. Not to mention you're unable to use it to pay bills because the account does not have a routing number and the allotted credit amount is so low, the total amount can't be paid. I grew skeptical of using it at times, fearing it would be declined. Due to not using it often, they locked it. I called to ask what do I need to so to unlock it? They said, it can't be reactivated for 3 months. What? I paid an annual fee. And they refused to refund my money. My credit has not changed. This is misleading and fraudulant ploy to exploit money from you... Don't be fooled like me.

Extra has been a fantastic addition to my card usage. I have nothing but great things to say about it. Plus their reward system is phenomenal. I earn points for free gifts for doing things I do every day anyway.

Love the ability to build credit using debit. While I'm not the young person the card is intended for, I filed chapter 13 bankruptcy after a divorce and was looking for ways to build credit while in my bankruptcy payments and extra was perfect for that.

Credit score doesn’t change at all with card extra