James K.
Awesome for credit score
My credit score immediately went up 10 points using this. It’s stayed the same since but I keep using it. Thank you!
Response from Extra CardDec 27, 2022
Thank you for your feedback!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
James K.
My credit score immediately went up 10 points using this. It’s stayed the same since but I keep using it. Thank you!
Response from Extra CardDec 27, 2022
Thank you for your feedback!
D G.
MOSTLY SATISFACTORY, EXCEPT EVERYTIME YOU DO A SOFTWARE UPGRADE, MY ANDROID PHONE EXTRA APP GETS DISCONNECTED FROM MY BANK, THE LAST TIME IT HAPPENED IT TOOK 13 DAYS TO GET RECONNECTED AND YOUR MANAGEMENT PEOPLE REFUSED TO EXTEND MY MEMBERSHIP TO MAKE UP FOR THE DOWNTIME I SUFFERED.
Response from Extra CardDec 19, 2022
Thank you for your feedback, and apologies for any stress this may have caused—we are happy to look into this, and rectify the situation. Please send a quick email to [email protected] and a specialist will review your account!
Joshua S.
I never run into a issue with this card but if I ever do its on my end and customer service will be right on it to help
Response from Extra CardDec 27, 2022
We're so happy to hear our customer service team has provided excellent support—thank you so much for your review!
Ernst J.
Great card and app. Just wish there was a manual refresh button for my spend power. Other than that it does what it says. Helps maintain/boost credit scores slightly. Just hoping this doesn't flag as a tradeline.
Response from Extra CardDec 27, 2022
Thank you for your review! We have an in-app manual refresh feature coming very soon—this will allow you to update your Plaid balance whenever needed! We'll keep you updated on when this feature goes live.
Emily S.
On the date of experience, my purse was stolen. The app and the member concierge feature were both very helpful with freezing my stolen card. I got a replacement card in the mail almost immediately. Everyone I interacted with was supportive and helpful.
Response from Extra CardDec 27, 2022
We're so happy to hear this was worked out as quickly and efficiently as possible, thank you for your review!
Seamis M.
It helped me get my credit up and work on my spending habits
Response from Extra CardDec 23, 2022
We're so happy to hear, thank you for your review!
Derek T.
Finding an innovative way to build my credit with each purchase.
Response from Extra CardDec 23, 2022
Thank you for your feedback!
Hope V.
Customer service is amazing, and this is such a convenient way to boost your credit score.
Response from Extra CardDec 23, 2022
We appreciate your feedback!