Suzana
Credit limit went up after first month…
Credit limit went up after first month of use, how cool is that?😁

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Suzana
Credit limit went up after first month of use, how cool is that?😁
TimDaMan
Initially I had a lot of issues with getting everything set up , but I had a wonderful person who helped me out with everything and once I was set it just worked. Now with the credit I’ve built exclusively with this card I’m driving around in a barely 3 year old car with all the fixins. Thank you extra, you’re the best.
Tinasum
Love the app, and all the communication from Extra.
Byron
Customer service is top shelf, using the card is as simple as can be, you get rewards for using your Extra card, and the most important part, it actually works. My credit score has increased dramatically by using this card. I plan on keeping it for a very long time! 👍
Georgina C.
No change in credit score after the first or second month. What am I paying for?
Response from Extra CardFeb 28, 2023
Hey Georgina. As you know, there could be a number of factors in your credit file that are driving your score and it is heavily impacted by your overall history. Positive payment activity is really the bedrock to establishing and maintaining good credit, and with Extra, you can eliminate the complications that come with overspending on traditional credit cards. It can simply take time to exemplify good use of a new tradeline and have it reflect in your score. I do hope you'll give us some more time. We'd like to see you stick around long enough to feel the benefits of what got you interested in Extra in the first place.
Jose A.
extra won’t cancel my subscription after request Worst experience Avoid
Response from Extra CardMar 2, 2023
Hey Jose. We apologize for the frustration you ran into while attempting to cancel. I peeped at your account and it looks like we have since completed your request. We're sorry to see you go. If there is anything we can do to clear up and issue you were experiencing and turn your experience around, please don't hesitate to reach out to [email protected].
Lamar H.
My score is actually increasing at a rapid pace
Response from Extra CardFeb 22, 2023
We're happy to hear it—thanks for your feedback!
Lorie P.
I love that it works just like a debit card without creating debt and builds my credit.
Response from Extra CardFeb 21, 2023
Thanks for your feedback!