Conner B.
Great
Easy to enter and great customer service.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Conner B.
Easy to enter and great customer service.
Ramiro P.
So easy to use!
John M.
Easy to do business with. Great product.
Jacob S.
Just has been pretty good overall so far
Shane P.
I have been using the service for almost a year now and I have yet to see an increase in my score because of it's influence. I use the card for almost all of my purchases. Perhaps I am doing something wrong. For the amount of money I have invested and the amount that has run through the card I expected different results.
Response from Extra CardMar 2, 2023
Hey Shane! You're definitely not doing anything wrong. As you know, a credit score is very relative to the individual's unique history and there just isn't a one size fits all approach to building overall credit. It can take time for the positive activity of a tradeline to reflect in your overall score. But the foundation is built on positive payment history, and that peice is an easy solve with daily payback structure of your Extra card. Have you checked out our new Credit report feature in the app? It gives you a really thorough breakdown of all the factors that could be driving your score and outlines important things to keep in check while using Extra!
Preston L.
Simple, fast, and effective. I’ve only have my account for 11 months and I have a great credit score and it’s my 1 and only credit line
Christian G.
Been great. Simple. Easy to use. All that’s needed.
Valued C.
It helped build my credit and was very easy to navigate