Ihor B.
Оne of the best debut cards
Оne of the best debut cards, very helpful to increase your credit score! 🤩 Сustomer service is very excellent, they respond quickly and will help with any problem!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
Is this your business?
Correct your details and reply to customers in public. Both are free.
Claim this listing
Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Ihor B.
Оne of the best debut cards, very helpful to increase your credit score! 🤩 Сustomer service is very excellent, they respond quickly and will help with any problem!
Justus M.
Love this card! It works like a debit card, they give you a spending allowance based off of your actual bank balance. Then it shows up like a credit card on your credit. Plus you get points every time you use the card. I just got my wife a $50 Sephora card with 55,000 of my points. Pretty cool because it’s like real rewards with the points! Love this app and card! Will be using it for a long time!
Mike B.
When I found Extra I had a credit score in the low 500’s - after a season of extreme financial hardship. Over time and consistent use of my Extra MC, I’ve been able to build my score back to 715, and just 5 points away from a 720+ credit score again! I’m so grateful to have found Extra. We’re well on our way to qualifying for an excellent rate on a home and car purchase when the time comes. Thank you, Extra!
Ambrea B.
I have been a member since launch and I couldn’t be happier! The level of transparency I get in the app keeps me accountable financially. I love the convenience of the card. I can use it anywhere. I have seen a major change in my score as a result of Extra! I advise anyone looking for a credit boost to join. You won’t regret it.
Dr T.
Answered all questions was knowledgeable and helpful quickly identified the problem and resolved my issue will reccomend extra to my students and friends
Chris L.
Almost everything is great about Extra! The only complaint I have is a bug I believe they're working on which is where my bank account/Extra acc disconnects often. Besides that I can't complain, my credit has risen tremendously in the few months I've been using.
Response from Extra CardDec 20, 2023
Hey Chris! We are so thrilled to hear you've already had such a positive impact to your score. Keep it up! Our team will do everything we can to work with Plaid on repairing the connection issue with you bank. In the meantime, if there is anything else we can do better to tick your review up to 5 stars, dont hesitate to reach out to [email protected] Always happy to chat!
Nico C.
It’s a great card to use. I’ve been with them for over a year. It makes my spending a lot easier it’s helped with my credit.
Jennifer C.
I have had extra since march 2022 and I have seen improvement on in credit score - & I don’t use it at its potential. I’m finally taking it more serious now and excited for the results! It’s also very easy to navigate, the customer service is amazing, they reply very fast.