Extra CardReviews of extra.app

Getting my credit up

The Extra card and company is just what the doctor ordered for those just starting their credit building journey and for those either wanting to improve their credit or rebuild their credit. Further, Extra gives those less fortunate to have established credit the opportunity to build credit via a debit card where they would otherwise be effectively locked out from building such credit with any other debit card and all for a reasonable low monthly or yearly minimal fee. I STRONGLY recommend the Extra card to all those individuals that fit into any of the categories I just mentioned. If I could I would give Extra 10x10 star review, so don’t wait get your Extra card today!

At first something good, but very little the amount that you can spend even having the funds, very slow to withdraw and replenish the funds in the account, the reward system is very bad now because they withdrew when you could exchange your points for gift cards to its original price, now practically nothing else is useful for your store, which does not have competitive prices at all and, moreover, it vanishes when you buy any reward you may have by buying it at the original price on your website with a credit card. Currently on the market there are credit cards that are easier to apply and with a better reward system applying the same philosophy of using EXTRA. The annual membership is very expensive to offer nothing or almost nothing and, moreover, practically insufficient. There are legitimate credit cards that offer more for less annual money.

Everything has been going very well, only concern i have is how often the bank balances update, there have been days where my bank balance didn’t update for almost 11 hours

What’s not to love. Debit as credit inquires but in a good way

I've had extra for nearly a year and a half. It has raised my FICO score by over 100 points! It is by far the cheapest means of raising your credit score, as with the rewards I've come close to nearly breaking even in cost of using the card. I got a great deal on my new car and can say 100% that without using extra I wouldn't have been approved. HIGHLY RECCOMEND.

Overall my experience has been great, but I wish that I could use my bank debit card and make my payment instantly to Extra. Like for example, membership is due on the 15th then I could connect with Extra and pay for my membership on the 13th instead of waiting for days for it to process through my bank account. The fact that I have to wait for days to process payments causes problems for me at times. Thank you.

I love the service for a variety of reasons I'm able to build my credit with everyday purchases & at the same time earn points for household everyday items.