Discover Financial ServicesReviews of discover.com

Within 24 hours of activation of my first credit card with Discover, I had my account frozen pending identity verification. After providing the information and unlocking my card, another department froze my card and sent me a message saying that I needed to provide consent for the IRS to give them my last two years of taxes to prove my identity. When I argued that my taxes shouldn’t be required for verification of my identity, they told me that they could use my last 3 months of bank statements and a notery form as identification verification. I believe that I am being lied to and treated as if I am undereducated. I am willing to bet caucasian customers from larger cities are not treated like this.

Discover scammed me with Coleman furniture. Coleman furniture is well known for scamming its customers by all means necessary. just look up pissed consumer online. Long story short Coleman furniture wants me to pay restocking fees for furniture that NEVER made it to my door step. Discover initially gave me back my money and said the decision was final. Then went back and credited me for a whole lot less. I have all of my proper documentation showing I'm telling the God honest truth concerning this matter. The thing is yhe delivery company lied to coleman and sided with them. I'm NOT paying for furniture I've never received or was notified of. I never got a notification of anything until I filed my dispute. Discover went along with Coleman furnitures lies and I'm I refuse to pay for something I didn't receive. If discover wants to make this issue right they need to do the right thing on my behalf. If not that's fine too. Again we're living in bad times. Folks aren't paying for things they've never received. Does discover think I've got fool written across my forehead???? Try again slicksters. What goes around comes around.

To be real I kind of blame myself for putting so much faith into an online bank. I have a separate bank checking account and I transfer my savings into discover so I can receive the interest benefits discover promises in action. That held truthful, but when it came TIME to withdraw the savings I learned that I can’t. Wtaf it’s my money and I can’t have it? Apparently you can only withdraw from your credit but my cash advance limit (how much I can withdraw) is SIGNIFICANTLY lower than my savings amount. So basically I put in 1.6k into this mf and can’t even pull half of that through my credit 🙃 I’m closing my savings account.

they say cards for students no credit needed and once you fill out the application form you get a hard inquiry. its ridiculous

Compared to most companies in the sector, Discover as a company has always been very customer friendly to me. My experience using their rewards program is above average. Discover is pretty much accepted everywhere that accepts a CC, and more than Amex. I have several CC's, so I usually take advantage of the 5% quarterly offers with my Discover card. That's over double what other cards offer (except initially, sometimes). Pretty solid.

I asked for an increase in my line of credit from 10K to 20K. I was offered 3K more. I have no missed/late payments, FICO score of 810, a healthy balance in my Discover Bank account and no debt. The astounding thing is they would not give me a clear explanation of why I was denied and that I would be sent a letter explaining the rejection. Changes coming!

STAY AWAY , do you understand these two words? I applied for a credit balance transfer card. I didn’t like the credit line, and I didn’t agree to the terms. The same minute I called and canceled the application. Two weeks later, they went forward with the balance transfer and now asking my money. They investigating like 3 months but nothing; they running around . STAY AWAYYYY

Discover Bank & credit card are wonderful. Their security is top notch. They let me know right away even a small $29 amount posted to my card. When I’m on the road, they call me right away if they think someone else is using my card. Customer service always looks for helpful options for me. And the bank texts my balance everyday so no glitches like BofA occur. I’ve had Discover for years. Five stars all the way!