Discover Financial ServicesReviews of discover.com

I love this bank. No fees and their cashback debit card is awesome. Would highly recommend as an online bank.

Discover Credit Card offers keeps popping up on websites I have used for years. I finally accept the Discover offer, and Discover Credit Card offers me a chance to use their name if I pay $200 of my own money. I declined the Discover Credit Card offer, because it felt fake. Discover Credit Card offer popped up again, today.

Somebody posed as me and fooled Discover into doing a wire transfer into their Chase bank account to the tune of $12,300. They did a SIM card swap/phone takeover and I had no control over my phone because this jerk took over all access...nobody could reach me because the calls all went to him. Even when the police officer called my number, this jerk was still answering! Since the call came from a known device/number they said they did nothing wrong and will not be returning my money. Funny thing is the call I received from the fraudster was in fact Discover's phone number. The police that took the report said anybody can change their phone to show any called id they want. When I received the call from "Discover" regarding this, the caller ID showed I was actually getting a call from Discover so I had no reason to believe it was anybody else until I saw I had $3.00 in my account. Completely devastating for my family. They are completely uncooperative and are NOT returning our money. PLEASE, PLEASE stay away from Discover. I would hate for anybody to live the same nightmare.

avoid discover personal loans. i verified my address 10 different ways , and they kept telling me it wasn't good enough to verify my address, i kept sending photo after photo with the date and my address on it, but 1 1/2 days applying for a loan with SoFi and i'm already getting my funds sent. discover wasted weeks of my time , and only called me when i was at work and couldn't answer the phone. very unprofessional experience.

Nothing but positive reviews for Discover. Their cash back incentives and customer service are excellent. Discover has top of the industry security and ease of use.

Husband applied for a personal loan with a credit score over 800 and 7% credit usage. They asked for a copy of his driver’s license, a copy of his Social Security card, a copy of a bank statement or utility bill, and bank statements for past three months. I thought this was going way overboard for this credit scenario on a $12K loan. It was three days before we logged in without any notification from them to check my application status, where we found out they declined the loan because they could not confirm his identity. What couldn’t they confirm? We supplied all the information they asked for, and they just closed out the application without so much as a phone call or asking any questions. We called, and the representative tried to pass it off as a problem with his credit report. I just pulled the credit reports, where there was nothing unusual. Now, his score dropped eight points because of the hard inquiry. Consequently, this has made it harder to shop for another loan as the quoted rates are now higher. Bogus! Thanks a lot, Discover!

Discover's Cardmember Agreement and business practices are disgusting! It is clear from my payments and activity that I was trying to avoid interest charges. I regret not checking my account earlier to notice the 5 months of interest charges at 23.99% caused because Discover took my final payment to be applied to my 0% $12,000 balance transfer in October 2022 for the final balance of $4,111.05 and applied it to charges other than my $12,000 balance transfer that expired in November 2022, forcing $282.59 in total interest charges to my account. I believed that I could trust Discover since I set responsible automatic monthly payments and made zero purchases. I will never trust this fraudulent company with my finances and will advise others not to either. An ethical company would do better by its customer with facts as clear as mine and refund me their mistake of $282.59 in interest charges that I did everything right to avoid. I spoke to 5 supervisors that promised to resolve the issue and get back to me - none did. I made a claim through the BBB, but Discover didn't respond to my facts. Discover was able to steal my money because of their Card Member Agreement - BEWARE!!!

Discover will always have international students hearts. I needed to start building my credit, went to TD Bank, my bank for almost 2 years with no single bad record. I was denied twice, reached out to a friend who sent me a link to discover, it took almost a month to be verified but they came through. Needed an urgent card and Anthony from Chicago ( should be given a raise), made sure I got a new card the next day. Thank you for helping international student, your company is amazing. I recommend 100%