Antonio L.
Great job...
Great job...

Charlie is a banking solution designed for people 62 and older and receiving Social Security benefits. Charlie gives you more for your money, fraud protection to keep it safe, and delivers it with an experience that’s relatable and respectful.
Charlie (charlie.com) has 582 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Antonio L.
Great job...
Janice
Charlie is good but I'm having issues withdrawing to other bank which is still mine I did link my bank it didn't go through, I did with debit card same thing please I need help on how to withdraw to another external account
Response from CharlieNov 6, 2025
Hi Janice, I’m really sorry you’ve been blocked from withdrawing to your other bank. That’s frustrating, and we want to get it working reliably for you. A few quick things that often fix this kind of problem and what you can try right away: • How withdrawals normally work — and the fast alternative You can link your other bank account (it must be in your name) and send money by ACH — that usually takes about 5 business days to arrive. You can also send money instantly to a debit card (the card must be in your name) by tapping Move Money → Withdraw → Send to my debit card. If the instant transfer doesn’t complete quickly, the funds will return to your Charlie account within 30 minutes. If you used Plaid and it’s failing, one reliable step is to remove the Plaid connection and re-link or trying the manual routing/account-number method can help. Double-check the routing and account numbers and that the account is registered in the same name as your Charlie account. Small typos or mismatched name info are a common cause of a failed link. For your security, please don’t post account details publicly. Contact us through the secure support channel at [email protected] and include: - Your full name and the email or phone number on your Charlie account. - Any error messages you saw, and the dates/times of the failed attempts (screenshots are very helpful) When we get that through a secure channel we’ll have our team review and try to find a permanent fix.
Donna D.
The ONLY downside I feel with Charlie is the wait time for customer service. I have begun to keep my place in line and have them call me back and that is working better. Frankly, I don't think there are many operations like Charlie that run any faster. I do think that they need more phones or people or both...something... so that they are not losing customers due to that problem. The good news is that the charges are minimal. I came to Charlie through Social Security because I have my retirement funds direct-deposited into Charlie. This is how they began and I came from a credit union that was taking hundreds of dollars because my funds would hit on different days.
David C.
Very pleasant Lady that I talked with. She was so polite and knowledgeable.
Kris R.
The person I spoke to had such a heavy accent that I had to ask her to repeat herself several times. She also continuously disregarded what I said and suggested something else that couldn't have been the answer. As a result of this I'm going to assume you now outsource your jobs, which is really, really, really disappointing. HOWEVER, this is ONLY regarding this recent phone call. In general I love Charlie and they get beyond 5 stars.
Response from CharlieNov 6, 2025
Hi Kris, thank you for the honest feedback, and I’m really sorry this call left you frustrated. We want every conversation to be helpful and it sounds like we missed the mark. I’m sorry you had to repeat yourself and felt unheard. That’s not the experience we want for a long-time supporter of Charlie. Thank you especially for saying you generally love Charlie, that means a lot. I’ll share your feedback with our training and quality teams so we can reinforce clear communication and better listening on calls. If you’d like, we can arrange a callback from a supervisor or handle whatever you were calling about through our secure email at [email protected] so you don’t have to repeat the issue again. We appreciate you and want to make this right.
Joan W.
You get paid earlier than date of my social security
Dawnette
Good security
Eugene H.
Charlie provides me with a great sense of security. The only thing keeping me from giving Charlie a five is I don’t like people setting limits on how much money I can have of my own money.
Response from CharlieNov 7, 2025
Hi Eugene, thank you for your great review! We’re pleased to hear that you feel secure with our fraud protection measures. Protecting our customers' financial information is a top priority for us, and it’s encouraging to know that our efforts are making a difference. If you ever have any concerns or need assistance, please don’t hesitate to reach out.