Ken Lund V.
Happy client for 6 months
Happy client for 6 months, the only thong I dont like is the mobile app which needs some improvements.

Charlie is a banking solution designed for people 62 and older and receiving Social Security benefits. Charlie gives you more for your money, fraud protection to keep it safe, and delivers it with an experience that’s relatable and respectful.
Charlie (charlie.com) has 582 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Ken Lund V.
Happy client for 6 months, the only thong I dont like is the mobile app which needs some improvements.
Michael K.
what makes you better than the others is that I can get in touch with you and you staff without any issues.
Steven L.
It started back in early October when I discovered my inability to transfer my money from my Charlie account to another bank to pay my monthly bills I needed to go to an ATM. I am a 70 year old senior veteran who lives on a fixed income where a $100.00 loss could mean loss of groceries for part of the month. When I was shorted $100.00 at a Charlie assigned ATM. At that time I wrote a negative 2 star review that caught the attention of the Charlie team. After speaking to a representative of the bank I agreed to remove my review. Since they seemed to be genuinely willing to help me in these two matters. They issued a $100.00 reimbursement for my loss at their assigned ATM and a commitment to rectify my inability to transfer my money. Now in November I now have the able to transfer my money,however they took back the $100.00 from my account with no exclamation as to why. I was actually shorted $100.00 at assigned ATM. Kathlene T, has worked diligently to help me and solve these issues. I am now able to transfer money to different accounts. THANKS KATHLENE
Response from CharlieNov 6, 2025
Hi Steven, thank you for taking the time to share this, and I’m very sorry for how this has unfolded. We want to make this right. Please send us an email to [email protected] with your full name and the email address or phone number associated with your Charlie account. We will escalate the matter for investigation and keep you informed of what we find. Again, I’m very sorry for the frustration and hardship this has caused. Thank you for giving us the opportunity to correct this.
Eugene H.
Charlie provides me with a great sense of security. The only thing keeping me from giving Charlie a five is I don’t like people setting limits on how much money I can have of my own money.
Response from CharlieNov 7, 2025
Hi Eugene, thank you for your great review! We’re pleased to hear that you feel secure with our fraud protection measures. Protecting our customers' financial information is a top priority for us, and it’s encouraging to know that our efforts are making a difference. If you ever have any concerns or need assistance, please don’t hesitate to reach out.
Andres J.
I have not encountered any real issues with the account. My only complaint is I emailed support two times with a question and never received a response. Poor customer service.
Response from CharlieNov 7, 2025
Hi Andres, Thank you for your positive feedback! It’s great to know that our efforts to provide excellent service are appreciated. We’re committed to continually improving and providing you with the best banking experience possible. If you’d like to provide more feedback, please don’t hesitate to reach out.
Marva B.
This company spelled out their mission and used integrity. I have faith in the effort of the financial institution.
Response from CharlieNov 7, 2025
Hi Marva, thank you for your positive feedback! We’re glad to hear that our fraud protection services have provided you with peace of mind. Our team is dedicated to ensuring your financial security, and we’re constantly working to enhance our protective measures. If you have any questions or need support, we’re here for you.
Susan B.
It’s good app but I can’t seem to find a place who will allow me to put cash in so it makes it a little inconvenient for me. ATM’s aren’t too bad When I was emailed some places they couldn’t take the card too reload but all in all good app
Response from CharlieNov 7, 2025
Hi Susan, Thank you so much for your kind words! We're thrilled to hear that you're happy with our services. Providing excellent service is our top priority, and it’s great to know we’re meeting your expectations. If you ever need any assistance, please don’t hesitate to reach out.
Clara D.
I need you to offer longer customer service hours. Also not open on the weekend is a must. This is the reason for my rating of 4 stars.
Response from CharlieNov 7, 2025
Hi Clara, Thank you for your feedback! We want you to know that we have expanded our customer service hours. We are open Monday - Friday 6am to 10pm CST. Additionally, our email support team is avaliable Saturday - Sunday from 6am - 10 pm CST. We hope this helps, thank you for being a Charlie customer!