Jeff N.
If you can get some one to answer the…
If you can get some one to answer the phone, that would be a miracle. You have to jump through hoops just to get your medications. Do they even care....NO

Vault offers high net worth personal insurance and customized solutions for individuals and families. We’re not just insuring assets, we’re reducing risks with data-driven technology to protect what matters most – cherished moments, family memories, and priceless legacies.
Vault Insurance (vault.insurance) has 435 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Insurance · Tampa, Florida
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Showing 39 reviews with 1 star · Clear filters
Jeff N.
If you can get some one to answer the phone, that would be a miracle. You have to jump through hoops just to get your medications. Do they even care....NO
Jesus S.
I would never recommend this company to anyone. It may be cheaper but they dont help with doctores or meds. If you need a specialist ya gotta drive 3 hrs and they still dont help. My husbands company has had many many complaints about them and they are switching to a more reliable company. They even tried to assign a nurse over me to make decisions for me so that i dont cost them anything. Sure, they will take your money but if you have a hospital stay, your screwd! Be smart and steer clear. Its a fraud.
Response from Vault InsuranceMay 15, 2025
Thank you for taking the time to leave a review. It sounds like you may be referring to a different company. We are Vault Insurance, a provider of high-net-worth personal insurance, and we are not affiliated with Vault Health or any health insurance services. We understand how frustrating healthcare issues can be, and we hope you're able to get in touch with the correct company to address your concerns. If there's anything we can help clarify about our services, feel free to reach out directly. Wishing you the best, The Vault Insurance Team
Anthony N.
Had significant damage from Hurricane Ian. Took 19 months before claim was completed - but every step of the process was painful. Initially, the company sent a third part that said no significant damage and therefore no further action. Ultimately, it was found that there was extensive damage that was covered under the policy. Every decision took significant time and effort to reach agreement. Even when the company hired their own engineers and specialists, when it came time to pay, there was disagreement on the findings which resulted in debate and negotiations. Calls and emails went weeks without being returned. Very bad experience and often bordered on bad faith practices.
Monica W.
We DO NOT like Vault at all! Constant issues with coverage. Making changes is nearly impossible without aggravation and frustration. All communication must be done through your insurance broker. Furthermore, there is no online platform to confirm your coverage and verify information. Can’t wait to be rid of Vault!
Response from Vault InsuranceFeb 21, 2024
Thank you for sharing your feedback with us, Monica. We apologize for any inconvenience or frustration you've experienced with Vault. Your concerns regarding coverage issues, difficulty in making changes, and lack of an online platform for verifying information are duly noted. We strive to provide a seamless and user-friendly experience for our customers, and we will take your feedback into account to improve our services. If you have any further concerns or specific issues you'd like to address, please feel free to reach out to your broker directly. We appreciate your patience and understanding.
Chriss J.
Golf size hail damaged our roof-verified by two independent engineers and two roof contractors. Vault refuses to pay the claim. Then cancelled us. We have major damage inside our house now because the roof damage was not repaired and is now leaking inside. Shame on VAULT. Don't believe their hype.
Response from Vault InsuranceFeb 21, 2024
We understand that a policy cancellation is never welcome news and may have caused hardship. Unfortunately, today’s market has faced many difficulties that have required a more diligent underwriting practice to ensure accurate risk assessment. We adhere to our policy of informing our customers and their agents about the rationale behind any cancellations and the reasoning behind all claim decisions. If you have questions, please contact your agent for more details. We appreciate your understanding.
David R.
Vault has decided to cancel policies in this area.
Response from Vault InsuranceFeb 21, 2024
David, we understand that a policy cancellation is never welcome news and may have caused hardship. Unfortunately, today’s market has faced many difficulties that have required a more diligent underwriting practice to ensure accurate risk assessment. It is our policy to inform our customers and their agents of the reason for a cancellation. If you have questions, please contact your agent for more details. We appreciate your understanding.
Susan
You stopped insuring our Florida primary residence.
Response from Vault InsuranceFeb 14, 2024
Susan, we understand that a policy cancellation is never welcome news and may have caused hardship. Unfortunately, today’s market has faced many difficulties that have required a more diligent underwriting practice to ensure accurate risk assessment. It is our policy to inform our customers and their agents of the reason for a cancellation. If you have questions, please contact your agent for more details. We appreciate your understanding.
John M.
Poor service (no return email or call on two occasions). Denial of coverage despite an appeal pointing to a potential grey area within an endorsement.
Response from Vault InsuranceJan 19, 2024
We are sorry to hear about your experience, John. We take your concerns seriously and apologize for any inconvenience caused. Our goal is to provide excellent service, and it's disappointing to hear that we fell short in addressing your concerns and providing the information you needed. Our team will look into this matter further. Thank you for bringing this to our attention.