Me
Incompetent company
They should not be in charge of people's credit scores. The will literally take points away for you doing the right thing and paying off your credit card balance on time. That goes against their own rules. Credit cannot be built if they are doing the exact opposite of what they are suppose to be doing. I do wonder if this only happens to free memberships so they can pretend it can be fixed with a paid member ship, it would not surprise me. No one wants the government in charge but this is an example of how only changing the legislature will make these crooks behave. Only mass complaints to cfpb/ftc will trip the eye in the sky to get a lawsuit going but then again it did nothing for us when equifax screwed us so who knows.



