Booked a cruise on Virgin Voyages and was subsequently called to military duty for 12 months. I canceled the cruise and Virgin informed me to request refund through AON Travel Insurance. AON denied my refund and stated "Military duty is not a valid reason for cancellation." If called to duty to defend the United States is not a good reason to get a refund I don't know what is!! As the previous consumer stated, this is a SCAM and military beware!!!
CO
Chantia O.
SCAM Get insurance through your credit card
Get insurance through your credit card. Aon is simply not a trust worthy company and will take months to respond to your claim, ultimately denying it.
Our trip was impacted by travel delays from the airline who sent a verification letter promptly. That is a cut and dry reason as to why people purchase insurance, and they scam their way out of paying for any reasoning.
JJ
Joan J.
Don’t buy
Don’t buy, it’s a waste of money. First of all the benefits are insufficient and they are not customer friendly. Don’t buy from them on their website because they won’t return your money if you try to cancel after 10 days of purchasing it.
LG
Larry G.
Don't waste your money on Aon Travel Insurance
Don't waste your money on Aon Affinity Travel Insurance My wife got sick on a Norwegian for 11 days and filed a claim when we got back for the doctor expenses and we just received a letter refusing to pay t he claim and said since Medicare won't pay to submit it to any additional health insurance
claim # 24WTH06554 I won't buy travel insurance again
NH
Natalie H.
**Insurance Claim Denial**
**Insurance Claim Denial**
I must express my deep disappointment with the investment I made in AON insurance to protect our Disney Cruise. We were scheduled to leave Kansas City for Fort Lauderdale on Tuesday, January 7, to embark on our first Disney Cruise departing Thursday. However, the Midwest was hit with a massive winter storm, dumping 11 inches of snow across much of northeast Kansas. This led to the state issuing an emergency stay-at-home order as all minor and major highways were closed and impassable. The highway we live on, in Leavenworth County, remained closed until Wednesday. Additionally, Kansas City International Airport (MCI) was shut down for several hours, with flights canceled and delayed. It was complete chaos.
On top of this, we operate a cattle ranch with 1,000 head of cattle that required immediate attention. Feed roads needed clearing, and waterers had to be opened. Although we had a crew in place to manage the ranch in our absence, the sheer amount of work ahead of them made it highly irresponsible and reckless for us to leave.
When we made the difficult decision to cancel our trip—factoring in the impossibility of travel without violating emergency state orders—we felt secure knowing we had purchased travel insurance. Surely, acts of nature were covered under our policy. Unfortunately, we were wrong.
After filing a claim, we were shocked to receive a denial. AON Insurance informed us that winter storms, impassable roads, stay-at-home mandates, and threats to our livelihood and business were not covered under our policy. In essence, the only way we could have qualified for reimbursement would have been to blatantly ignore the emergency orders, leave our ranch and family vulnerable, drive in dangerous conditions, and, if we were involved in an accident, obtain a police report. Only under such reckless and life-threatening circumstances would we have been eligible for compensation.
I cannot express how irresponsible, dangerous, and callous this policy is. Despite multiple appeals, our claim remains denied. A trip we had saved for—a rare opportunity for our family to travel together, especially as farmers and ranchers—is now entirely unreimbursed. While Disney has graciously offered a 75% credit for a future cruise, had I known this would be the outcome, I would never have paid extra for insurance.
I cannot, in good conscience, recommend AON Insurance for anyone’s travel needs. They will simply deny your claim and keep your money.
Respectfully,
A very brokenhearted mama
**Reference #900584553**
PK
Phoenix K.
Scam
We booked a trip down to DisneyWorld. But our flight was canceled because of winter storm Cora hitting our state. Our claimed got denied because for their policy for inclement weather was " the complete cessation of services for at least 6 consecutive hours of the common carrier". So if your flight was canceled but your airline is still operating at the airport, we can't help you. Avoid this company at all cost. SCAM!
PL
Patrice Lee K.
My mother is transitioning!!!
My mother is transitioning and a doctors note was sent..now more info is needed!!! Really my MOTHER IS LITERALLY IN THE LAST STAGE OF LIFE!!! How dare you!!!! This company is a SCAM!!! SCAM SCAM SCAM
JU
Julie
This travel protection trip insurance is a waste of money.
This travel protection trip insurance was a waste of money! We had to cancel our daughter and son-in-law's cruise reservation due to an unplanned pregancy. Her due date is literally during the cruise, but they won't issue a refund because pregnancy is NOT covered. Be sure to read the fine print before purchasing this "travel protection". We didn't want a future cruise credit that expires soon, we wanted our money back.