Kim
You can't ignore the results!
We are a large hospitality employer based out of TX with a multi-state presence that made the decision to move away from the traditional fully insured market to the ICHRA solution because we couldn't sustain the consistent double digit increases every year. ICHRA is compelling and can’t be ignored. But employers can't navigate this approach without a trusted partner. We found this in TAKE COMMAND! Our partnership is going into a second year and continues to strengthen. Together we learn, tweak needs, perfect and repeat! I love being a consumer subject matter expert for Take Command and appreciate that my feedback is often sought as they commit to constant improvement in enhancing their technology functionality and support. And, while not a function of Take Command directly but more the individual marketplace in general, our annual increase was 3.5% (as compared to coming off of 30% and 20% in the fully insured market). ICHRA may be considered ‘radical’ by some, but it puts the decision back in the hands of the consumer - freedom of choice at varying price points! It absolutely requires ongoing learning and education (there will be some growing pains), but as with all change, you keep at it. It surely beats the alternative - to keep perpetuating the pricing insanity of the fully insured group health insurance market.