SynchronyReviews of synchrony.com

This place is a joke and a scam . Opening a dispute is total hussle . And they always gonna favor the scammer . Literally! I bought electronic purchase online that could be sent by email . The scammer then sent me some rondom stuff does not match the description at all . But they still closed my dispute because they said the seller did sent prove that they sent it to me on the email . Like they dont even check if the thing is what he supposed to sent they just said ok closed ? They do not care about costumers at all

I don't know what is Synchrony's problem but they gave me a $1,000 credit card I've been making my payments on time and doing extra payments so in the middle of March I decided to put $400 down to my card just 2 weeks later, today to find out that they reduce my credit card credit to $600 then what was the whole point of making up for $400 payment for if they decided to mess me up, I called them so they can tell me I have too many credit lines open, like is only 4 cards and all in good standing accoring to my credit report! So just because of that they decided to lower me to $600 credit line that's stupidity and I'm going to cancel this card

Sad! Stay away!

These people are the poorest excuse for a credit provider. I have an 847 FICO score on Experian and they denied me credit. Their convoluted system of checking your credit requires you to do a 5 second video, photo the front & back of your license and if their equipment won’t accept it tough. They demand your SS number. I’m tired of being mistreated by credit card companies & banks. These people have ZERO sense of customer service. I’m considering getting an attorney. Do we still have truth in lending laws. I will complain to the credit bureaus. I hope Sam Ash sees this review.

I am deaf and Synchrony refuses to help me update or access my account without forcing me to call them. I dont have a tty device. This has happened several times with several agents on chat.

On about July 5,2023, I was asked to apply for a Sam's credit card, told it would not show on my Credit Report,LIE AND LIE, I now have a hard inquiry and A denial of credit. My score was 675 and 697 and synchrony sent me a letter of denial because they score me at a 478 credit score and I already have a card of theirs through Amazon, never been late always paid off. IT seems to be another way of trying to control who they want to approve regardless of a person doing the right thing, GOOD LUCK TO ALL, I SUGGEST NO ONE APPLY and Sam's Club should know

Had an upcoming renewal of a CD that I wanted to close. Called them two weeks in advance in additional two more calls and the account has still not been closed on Maturity date. They said it would take 5 to 7 days to actually close out and then another 7 to 10 days to mail the check. I would advice everyone to avoid Synchrony bank. Very poor service. Will not allow you to close the account on line. Requires you to call and then still no progress.

I had a dental appointment 2 years ago and set up automatic payments. SyncronyBank thru CareCredit. A week ago I decided to make another 0% credit and was very surprised because they told me that I was charged $800. Why? They told me that I missed a payment or didn't pay everything on time. The initial statement 2 years ago was around $1200. I paid it fully and now I'm still owed money? Something is not right.