Traveller
Interesting service but no actual rewards
Creating an account and receiving a virtual debit card is quick. It works well on Google Pay when using contactless payments at the shops (apparently not all the shops). Loading up the virtual card from crypto is pretty easy and fast. However, the fees to load up the card are a bit high in my opinion, in the range 1-2%. The advertised rewards look interesting but they are NOT actually being provided even if you meet the requirements. You are being told that they have seen "an increase in fraudulent activity around referrals" so they have stopped such rewards service "temporarily". Spritz Finance should be more transparent and you should be told about any disruption in the service (e.g. referral rewards) when it takes place. Update: I was eventually able to cash in the rewards after being provided with an update from the team through a chat I started from my end (no emails were sent about this update). Still, cashing in the rewards means paying a 2% transaction fee ($2.00 minimum) which in my opinion is too high.
Response from Spritz FinanceApr 26, 2024
Thank you for sharing your feedback on your experience with Spritz Finance. We're glad to hear that creating an account and using the virtual debit card has been quick and convenient for you, especially with Google Pay. Regarding the fees for loading up the virtual card from crypto, we appreciate your input on this matter. We're constantly reviewing our fee structure to ensure it aligns with the value we provide to our users while remaining competitive in the market. Apologies for any confusion about rewards. We understand the importance of transparency, and we're sorry that the referral rewards has been temporarily disabled. We're actively working on resolving this issue and will communicate any updates or changes to our users promptly.