Spot Pet InsuranceReviews of spotpet.com

The policy terms and what is covered are not clear. For example flea and heartworm preventive is only covered at $25 per year not per treatment. The website states no waiting period that is wrong. My first claim was denied because they stated my policy was not active yet. I have had 5 claims submitted and only 3 paid. Not worth the money. I will not be renewing my policy. VERY DISAPPOINTED!!

I am very thankful. My Sammy got a surgery at ER which means “expansive medical cost” i am so glad i have spot insurance it paid most of my expenses. Most important thing is SAVED my furkid life!! I don’t have that much cash in my saving by then and I have no choice to not to save him. Spot insurance claims easy as pie with their APP. And I just got check today. Thank you spot insurance you made my life easier while bag things happened!

Easy claim process and fast payment.

So far, we've had a positive experience with SPOT Insurance. We have a 14 year old dog who we needed to get insurance for due to her old age and fear of something happening and not having coverage to pay for it. SPOT was one of the best resources we found and their team is really helpful, thorough, and patient as you're trying to figure out what's best for your pup!

We are first time pet insurers and chose Spot for our boy over a year ago in the off chance of something unexpected happening and we are so thankful. Our nearly 3 yr old pup was diagnosed with bilateral hip dysplasia and just underwent total hip replacement surgery. Spot has completely met our expectations and their representatives have been kind and supportive throughout the process.

The claim was handled in a quick and efficient way

If I could give them a ZERO, I would. My pup, like many pups have swallowed items. At just 8 months old to the day, she had a bowl obstruction. I had taken her to the vet a few weeks earlier and they found NOTHING, but also the vet is to be blamed as they should have suggested an ultrasound. I submitted my receipts for reimbursement, and SPOT told me that it was a "preexisting" condition. IT WAS NOT, it was perforated intestines and an obstruction. I ended up having to put our 8-month old puppy down, because the emergency vet said that there was NO guarantee of saving her. Thanks SPOT for nothing!!!

Easy to navigate, user friendly app. Pretty quick to process claims