Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Insurance · Tampa, Florida
Excellent
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Insurance · MIAMI, Florida
Excellent
11,960 approved reviews, newest moderated first
Jake L.
The value does not match the cost. this feels like a scam of an insurance policy.
Response from Spot Pet InsuranceApr 30, 2026
Hi Jake, we try to be transparent in what is covered in each plan. We are sorry to hear you are not happy with your coverage and encourage you to reach out to our customer service team.
Mark C.
Every time I have needed customer service, the reps have been very professional, knowledgeable, and polite. Claims are easy to file and the response and disposition of each claim is very prompt.
Response from Spot Pet InsuranceMay 4, 2026
We’re delighted to hear about your positive experience with our pet insurance, Mark! Thanks for choosing Spot to protect your furry family.🐾
W K.
My cat suddenly fell ill, and we ended up having to take him to the vet for various tests and treatments. The medical bills came to quite a hefty sum, but thanks to the insurance coverage, the financial burden was significantly reduced. Thank you.
Response from Spot Pet InsuranceMay 4, 2026
Hi there, We’re so glad you had a positive experience and got your pet the help that they needed! Wishing you happy wags!❤️🐾
Samantha D.
I got reimbursed very quickly and it was easy to do.
Response from Spot Pet InsuranceApr 28, 2026
Thank you for your wonderful review, Samantha! We're proud to offer a service that aligns with your expectations. Your support is truly appreciated!
Giulia T.
We love our Spot insurance! Our 8 month old puppy recently went missing and returned to us injured four days later. This was such a difficult time for us, but we were so reassured that the process of entering a claim and receiving a refund was so simple. It made this difficult experience just a little easier to handle. Plus, afterwards, we saw that Spot offers a discount for a GPS collar through Fi, which is the first thing we purchased after her runaway adventures. Highly recommend!
Response from Spot Pet InsuranceApr 28, 2026
Hi Giulia, we're so glad to hear that filing your claim was simple during such a stressful time. It means a lot to us that our services could provide some reassurance. Wishing your pup a speedy recovery!
WBrown
Our dog had ACL surgery and we were reimbursed 80% of the claim in about a week after her surgery. Very happy with the quick turnaround.
Response from Spot Pet InsuranceApr 28, 2026
Hi there, We’re so glad you had a positive experience and got your dog the help that they needed! Wishing you happy wags!❤️🐾
John F.
I submitted a claim two weeks ago, I have not herd anything whether ir was approved or not
Response from Spot Pet InsuranceApr 28, 2026
Hi John, we have sent this over to our team and they will reach out directly to address your concerns.
Vanessa V.
I love the ease of the app and how fast they processed my claim! The previous insurance I had was not very good so I was skeptical on continuing getting insurance for my pup but Spot completely changed that for me! I would def recommend to everyone!
Response from Spot Pet InsuranceApr 28, 2026
Thank you for your wonderful review, Vanessa! We're proud to offer a service that aligns with your expectations. Your support is truly appreciated!