Jody D.
Reliable
I received 100% of the claim that was outlined in my pet’s coverage in less than two weeks.
Response from Spot Pet InsuranceMay 4, 2026
Thanks for being part of the Spot family, Jody ! 🐾

America's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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11,960 approved reviews, newest moderated first
Jody D.
I received 100% of the claim that was outlined in my pet’s coverage in less than two weeks.
Response from Spot Pet InsuranceMay 4, 2026
Thanks for being part of the Spot family, Jody ! 🐾
Mikayla
Found out my dog had two broken teeth, one of which had been abscessed. With the emergency vet appointment and the surgery, the total came to nearly $2000. The process for filing and getting the refund was super easy and took a lot of weight off my shoulders.
Response from Spot Pet InsuranceMay 4, 2026
Hi Mikayla, We’re so glad you had a positive experience and got your pet the help that they needed! Wishing you happy wags!❤️🐾
Captain Chris W.
Easy website to navigate
Response from Spot Pet InsuranceMay 4, 2026
We’re delighted to hear about your positive experience with our pet insurance! Thanks for choosing Spot to protect your furry family.🐾
Pam
I had some issues at the beginning of my claim as medical records were twice sent by my vet but never received. And on a conference call with Michael and my vets office he confirmed he had received their email with records but then I received another email from you stating you still needed records. It finally got resolved but was a frustrating experience. But once they received the records my claim was processed very quickly. I’m happy with Spot
Response from Spot Pet InsuranceMay 4, 2026
Hi Pam, thank you for your feedback. We are always looking to improve and will take your comments back to our team.
Frank V.
Spot Insurance has been fabulous...The process is seamless and easy..Thank you
Response from Spot Pet InsuranceMay 4, 2026
Hi Frank! We're delighted to provide you with the peace of mind that comes from knowing your pet's health is in good hands (and paws). If you ever have any questions or need assistance, we're here to support you. 🐾
David C.
All of the representatives that I communicated with on the phone were helpful in explaining exactly what I needed to do, and what documentation I needed to provide to them to make filing a claim as easy as possible.
Response from Spot Pet InsuranceMay 4, 2026
Thank you for your wonderful review, David! We're proud to offer a service that aligns with your expectations. Your support is truly appreciated!
Janine A.
Your customer service is very good. And you are responsive to submitted clams. I would give a better rating but you are very expensive.
Response from Spot Pet InsuranceMay 4, 2026
Hi Janine, we appreciate your feedback and are committed to providing the best possible experience. We do our best to keep our plans as affordable as possible while still being able to support customers in seeking the best vet care. Please reach out to us if you have any questions.
Gia
I submitted my first claim, and Spot reimbursed everything minus the deductible. I am very pleased.
Response from Spot Pet InsuranceMay 4, 2026
Hi Gia, We’re so glad you had a positive experience and got your pet the help that they needed! Wishing you happy wags!❤️🐾