Love healthcare driven by the consumer that forces the caregivers to charge real prices for their services and they are rewarded by receiving full cash payment on the same day services are rendered. Genius!
EE
eric E.
Second Year with Sidecar
This is my second year with Sidecar Health and I am overall satisfied with their coverage and customer service.
I think they are a very good alternative to a traditional health insurance plan if you have no major medical issues.
AD
Anna D.
I love Sidecar
I love Sidecar. I have met my deductible with my primary this year so now I actually make money from my appointments. They cover the big things I need - physical therapy, chiropractic (12 per year), psych visits, gyno, and pcp visits. It kinda seems to good to be true so I keep thinking they are going to change something on me, but they haven't. I locked in a 3 year rate for $3 a month so it should all stay the same for awhile. Sidecar has allowed me to get my health back and I'm so thankful to have found them.
FK
Fred & Kelly W.
So far so good
So far so good! Thanks!
TS
Tim S.
Research
I am not writing a review but merely asking questions of anybody that can answer. I love the concept of this “insurance” it makes sense.
My questions are the following:
*The website for Sidecar is ambiguous about reimbursement rates, do the people out there that rate sidecar highly have experience with reimbursement rates or just happy with the cost of it without having filed any claims yet thinking they have a great plan.
*It would seem that this adds a bunch of legwork on behalf of the insured making sure you get procedures coded correctly etc. Also getting itemized billing can be a challenge as well, based on my past experience having to provide this to BCBS. Anybody else experience this issue?
I’m really asking these questions to the reviewers who rated Sidecar highly as the negative reviews are obvious.
09/20/2021 Follow up question: On the negative reviews where Sidecar has requested information via TrustPilot, are there any positive outcomes where the reviewer would be favorable to Sidecar?
Response from Sidecar HealthSep 20, 2021
Hi Tim and thanks for your interest in Sidecar Health! When you sign up for one of our plans, you'll get a welcome kit that gives you a ton of details on how to use your coverage. To give a quick overview, you can find out your exact Benefit Amount (the amount Sidecar Health will cover) for any of 170,000 medical services and prescriptions. There is no ambiguity, and you can see the exact dollar amounts that we will cover here: app.sidecarhealth.com/previewcoverage.
Our model does add a few steps for our members but, as a result, we are effectively putting you in control of your health by allowing you to shop around for medical care the same way you would for any other product or service. While we can't speak anecdotally, we can confirm that in more than half of submitted claims our members pay less than the average cash price.
If you'd like to talk through any of this more thoroughly, you can live chat with someone from our Member Care Team at www.sidecarhealth.com, or give us a call at (877) 553-8246.
SA
Sam
It is real insurance with straight forward benefits!
I have had Sidecar for about a year now. I have only had to use it 3 times now, but it was so simple and they covered the majority of my expenses. I had COVID and my Urgent Care fee was $200 even. They covered $175 of it. I had an annual wellness exam that was $400. They covered $340 of it. Then I had a visit with a Cardiologist and some tests done. That bill was around $800 and they covered $615 of it. It is legit health insurance. I have a zero deductible, $50,000 per year benefit plan and I pay $170 a month.
CL
Cristina L.
I'm excited to try this
I'm excited to try this. Just signed up and it was easy and I feel like I am taking my healthcare into my own hands. I like the consumer-driven aspect of this and the premiums were great.