The whole process was easy. The only improvement would be better communication, I submitted claim and about two weeks later when I checked status online, it said that they needed more information to process, but was never told what was needed. After three weeks I called and was told they had evertything they needed. That was the only confusing part. So if online status stated they had everything and was in process would have been helpful.
Response from Arch Red Sky InsuranceJun 5, 2023
Greg,
Thank you for taking the time to leave a review. We appreciate your feedback.
Regards,
The Arch Red Sky Team
RL
Regina L.
Very nice and very helpful
Very nice and very helpful
Response from Arch Red Sky InsuranceMay 22, 2023
Regina,
Thank you for your review. We're glad you were satisfied with our services. We look forward to protecting your next trip!
Regards,
The Arch Red Sky Team
KC
kim C.
Beware!!!!
This company is a nightmare! I highly recommend looking elsewhere for travel insurance. Ridiculous requirements for payout. I guess that they hope you give up or die.
Response from Arch Red Sky InsuranceMay 11, 2023
Kim,
Thank you for reaching out to us.
As with any insurance claim, in order to adjudicate a claim in accordance with the terms of the policy, whether to approve or deny, our examiners require complete documentation supporting such claim. An Attending Physician Statement is necessary in this instance to properly evaluate your claim. This form contains relevant information such as dates of treatment and physician recommendations, without which we cannot adjudicate your claim.
Please understand that the claim adjudication process typically takes an average of 30 days following receipt of all required documentation.
We appreciate your patience as we obtain this.
Regards,
The Arch Red Sky Team
CG
Carol G.
Researching and learning more about…
Researching and learning more about travel insurance for long term stays. Bertram was helpful and shared a policy to review.
A worthwhile call.
Response from Arch Red Sky InsuranceMar 14, 2023
Carol,
Thank you for your review. We're glad you were satisfied with our services. We look forward to protecting your next trip!
Regards,
The Arch Red Sky Team
KP
Kit P.
What horrible travel insurance
What horrible travel insurance! I bought insurance for a ski trip to Steamboat Springs, Colorado. What a waste! I had to cancel our trip. I was completely surprised to have my claim denied. The stipulations for claims were never disclosed when I bought the insurance. I will be sure to tell others who think about travel insurance not to buy it through Red Sky/Arch Insurance.
Response from Arch Red Sky InsuranceMar 14, 2023
Kitrina,
Thank you for reaching out to us.
Travel insurance is a named peril insurance, meaning only covered events outlined in your policy are insured. Unfortunately, your circumstance did not meet a covered reason under your policy and that was communicated to you in the explanation of benefits on 1/18/2023 .
In response to your comment that claim stipulations were never disclosed when you bought the insurance, please note that when you purchased your policy, an email containing links to your confirmation of benefits and description of coverage was sent to you on 9/8/2022. If you weren’t happy with it, you had the opportunity then to cancel within the prescribed period for a full refund, provided no claim was filed.
We understand you are disappointed with the outcome, however, we are required to adjudicate claims according to the terms of your policy.
If you have any further questions you can contact us at 866-889-7409.
Regards,
The Arch Red Sky Team
MS
Melissa S.
Horrible customer service
Horrible customer service
Had to cancel a trip due to COVID
Even after providing requested documentation,
they took nearly 12 months to deny our claim
Not even a refund of cleaning fees?! Really?
What a waste
Response from Arch Red Sky InsuranceFeb 16, 2023
Melissa,
Thank you for reaching out to us.
As with any insurance claim, in order to adjudicate a claim in accordance with the terms of the policy, whether to approve or deny, our examiners require complete documentation supporting such claim. An attending physician statement is necessary in this instance to properly evaluate your claim.
After 5 months following our request, your claim was subsequently denied when no attending physician statement was provided to support the claim. We would be happy to re-open the claim upon submission of the attending physician statement. Thank you.
Regards,
The Arch Red Sky Team
LB
Lee B.
answering the phone with knowlegable pesonnel quickly
bertram , he ,s on it
and he answered the phone promptly
Response from Arch Red Sky InsuranceFeb 10, 2023
Lee,
Thank you for your review. We're glad you were satisfied with our services. We look forward to protecting your next trip!
Regards,
The Arch Red Sky Team
SK
Sheena K.
ZERO STARS-ZERO COMMUNICATION
If there was an option for ZERO STARS, thats exactly what I'd give this company. This company IS TERRIBLE! My family has been vacationing in OBX for 18 years & every year we purchase travel insurance for the unexpected. We booked our vacation home in October of 2021 and had a reservation for September of 2022. Paid our balance in full and had each member of our traveling companions pay their own portion online with their OWN CREDIT CARDS so there was proof of payment. In early September, my grandfather was deemed terminally ill, on hospic care, needed 24/7 care and was unable to travel. We submitted a claim for my grandfather as well as my uncle who was going to stay behind to care for him. We obtained and submitted the attending physicians form, the proof of payment, and all the additional crap documentation they requested. I have been notified several times by email that they don't have what they need to process the claim, yet every single time I call the office to speak with "Whitney" (our claims adjuster) she's magically unavailable, doesn't have a supervisor, never returns my call, can't have my claim escalated, AND Bertram, who answers the phone, seems to think that he can physically see that I sent the documentation and he is unsure of what they are missing and why the claim can't be processed. A few weeks go by, I get an email stating that the claim was paid out to my uncle but it was denied for my grandfather...my grandfather was the terminally ill person, why would they pay the care taker and not the person who was ill. My grandfather ended up passing away 4 days into our trip and I EVEN SUBMITTED A DEATH CERTIFICATE as proof that he passed away in PA while my family was on vacation in NC during the week we had reserved our vacation home, therefore he did NOT go on the trip that he paid for and it still isn't enough. After numerous phone calls and emails, I was told to file an appeal, which I did. In the meantime, I was sent a denial letter for the claim. My uncle physically showed up at the Maryland office only to find that no one would answer the door, when he called, they told him to leave the documents at the door and that "Dana" would call him back, it's been a week now, and no one ever called, no one has been in contact, we have no idea if this claim is open or closed, if it will be paid...it is utterly ridiculous, absolutely horrendous communication and the most unprofessional company I have ever had to work with! We have since emailed the president of the company, filed the appeal again and we fully intend to escalate this matter to the local congressman, the state attorney generals office, chamber of commerce and anywhere else we need too. This was a fully paid policy, the claim 1000% falls in the guidelines for coverage and my family is entitled to this reimbursement! This company is a scam! You cannot deny a policy holder a valid claim when there is more than enough proof of a viable claim and all of the information has been submitted! I will NEVER, EVER, EVER make a reservation with a property management company that deals with this travel insurance company EVER AGAIN! Do yourself a favor and spare yourself the agony of dealing with these uneducated and incredibly unprofessional people and book elsewhere! P.S.- my claim was submitted September 7th, 2022 (give or take 1 day) and today is now November 22, 2022 and we are still hanging in the balance. This is a disgrace!