Real GeniusReviews of realgenius.com

Working with Real Genius was smooth from start to finish and I highly recommend them in a heartbeat! We closed 10 days earlier than intended (which is rather miraculous if you ask any real estate agent in our area). Our mortgage banker Ryan, loan processor Justin, and the entire supportive team were all a pleasure to work with and so efficient at what they do - as soon as an update came in, we were made aware immediately. My real estate agent is one of the highest performing in the state of FL and he too was impressed. They adjusted to and understood our special circumstances which relied on expertise in having done this for a long time. Rates were as low as we can find and didn't require heavy negotiation. They made us very welcomed as new customers.

Very efficient and quick, loved the personal service.

Good team to work with and helpful Got the Refi done on time and for a great Rate

I’ve used your company multiple times and it has been great. That said, your company name is terrible. It sounds way too scammy, which is a shame because your service and rates have been great. You want your name to be something that inspires confidence and a sense of expertise, not something that sounds like an ad at the bottom of an article.

I recently completed a refinance with Charles Petruzzi and the entire experience exceeded my expectations. From our initial contact, he was straightforward with every aspect of our loan. Charles explained the process clearly up front and stayed in the loop with me through every step. I knew that if the loan ever fell off track, he would be there to set things right. The team of professionals I worked with at Real Genius, Justin and Jenny, were also exceptional. When information was requested, it was promptly reviewed, and I never had to send the same thing twice. We not only closed on time, but we closed early! The loan process was first rate from start to finish. There are three things that, in my mind, set Charles apart and have earned our repeat business in the future: 1. Two decades of mortgage and banking experience, 2. Flawless communication and responsiveness and 3. Promises kept. I give Charles and Real Genius my highest recommendation!

I had a great experience with Real Genius in the beginning. Very competitive rates and responsive to emails. Unfortunately we missed our closing date because Real Genius was not informed that we wouldn't have sod for a new build that was finishing in February. This was never asked beforehand and only came into question at the final appraisal which was one day before closing. Then when we were told we could close the following day by paying for the sod upfront into an escrow account, it got caught up in underwriting most of the day and cleared to close in late afternoon. Then after having wired the money and we signed all our papers at Title Company, the lender continued holding funds and not releasing... It was nearly 5pm and the entire closing almost fell through AGAIN, until the lenders sent over two final papers to sign. We closed at 4:57pm officially. It does not help that the lender was in a different time zone and when funding was being withheld, we couldn't get anybody on the phone. Overall we secured a great rate and missed closing by one day. It was almost missed by 2 days except the funding department released the wire transfer at the last minute. Extremely nerve-wracking for what should have been a straightforward close.

Every thing went great with the refinance and loan closed faster than I expected. Communicated with Dionna, who is the Loan Processor assigned to me, on a regular basis. Had a pleasant experience working with her. She was very responsive and would quickly get back to me with documents requested by the underwriting team, etc. My Loan Officer was Ryan Miles and it was nice working with him. Was able to lock in a great rate. The interest rates went up by almost 75 bps from the time rate was locked to the time of closing. However, no issues to have the loan closed much before rate lock expiration. The Team at CDMTG is top notch. Highly recommended!

It is pretty clear for the applicant how the application is processed and its current state. Easy to upload documents.