Sarka M.
Being able to know I can really rely on…
Being able to know I can really rely on the insurance company.

If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Sarka M.
Being able to know I can really rely on the insurance company.
John S.
Pumpkin dealt with our claims expeditiously and covered 90 % of veterinary bills as per their contract agreement. We are happy with their services!
Kevin R.
The whole process was easy and surprisingly quick. I transferred the invoices from my email directly into the claims form and sent. Within 7 days I had my results and within 14 the reimbursement check. The customer service member I talk with during my process was nice and caring. Always referred to my pet by name. To say wow is an understatement. I have told everyone I can about Pumpkin and I highly recommend them. I believe this has been one of best decisions for my pets.
G.
the online platform is easy to use. claim process is efficient and smooth.
Erin & Matt G.
The two illness/injury claims I filed were almost immediately denied. I had to go through an appeals process and in one instance file a complaint with the State Corporation Commission to get a response. They blatantly ignored timeliness in their policy, saying it could take 60 days to resolve an appeal when the policy stated 30. Ultimately, I cancelled. For the expense, there are better insurance providers.
Response from Pumpkin Pet InsuranceNov 21, 2022
We're so sorry to hear of your frustrations, Erin and Matt. Like most providers, we are unable to provide coverage for anything showing signs or symptoms prior to coverage as noted by your veterinarian in their notes. That being said, we could still help with new accidents or illnesses that may arise in the future if you were to stay covered! It is always most helpful to obtain coverage early and avoid any lapse in coverages.
Gerry A.
Were professional, totally up-front with benefits, answered every question that I had and not pushy or intrusive.
Olive's M.
The process was extremely quick and easy. We went to the vet on a Saturday. Submitted a claim on Sunday. The adjuster had a question on Wednesday. I was reimbursed, funds in my bank account on Friday! Super easy! So happy that after a lot of research I chose Pumpkin for our pet insurance.
Ralph
I have 2 small dogs I never had pet ins. until now and they cover everything for a wellness check up for 8and 10 weeks old vet bill was close to 300.00 I paid and pumkin ins. said they cover 100 percent and waiting to refund direct deposit in my account