Narayanan
RUN AWAY OR BLOCK THEIR CALL ...ONLY Promises and no settlements...You only end up paying Fees
We put 4 cards into a program in April 2014, with a 3 yr pay-off . The payments were taken via Autopayment into Escrow account. The Amount piled up into the ESCROW and Pioneer did not do any followup with Creditors in the First year. After 8 months of payment, they came back with some negotiation on one of my Card which was almost close to what i Owed. The Negotiation did not help, as the Creditors sent me 1099 by the year END and i ended up paying while filing Taxes for the year. CHASE, CITI, AMEX do not negotiate with Pioneer as they have negotiation issues with the Firm. When Finally i cancelled my A/c from the program, i had to go through 4-5 calls to give some sort of recording for why i am cancelling. Still waiting to get my balance from ESCROW. Just Run away, not worth taking their services. I made a huge mistake, i should have listed to the banks and gone through their own settlments, as all these credit card companies settle for almost 60% of the money u owe, Call them directly if you ever have issues paying your creditors.


