Onramp FundsReviews of onrampfunds.com

All been going smoothly like clockwork since we started together!

This company has been nothing short of amazing to us. We've used OnRamp multiple times for our company and any issues we've ever had, they are open and willing to help. I'd like to give a very special thanks to Luke who's our account rep and has helped us on many different occasions. This company is transparent with every step and I have nothing but good things to say about Luke and the team over at OnRamp!

Very poor experience. I met the stated requirements, though was given the runaround initially as they said I was ineligible due to how they count sales (they exclude international orders). Okay, fair enough I guess. Come back a month later as sales are growing quickly and I meet the requirements with orders placed in the United States. Next, they arbitrarily and without reason decided to assume I don’t possess the right to sell the works my business does. (I do) Tried to clarify this to a representative, but no dice. So they ask for documentation proving commercial rights. Okay that’s fair. So I provide just them with that. Apparently to them, it’s not adequate despite it being sufficient enough for anyone with an understanding of commercial rights or usage rights. I try to clarify again that I possess the rights, and ask the representative what would be sufficient for Onramp to provide funding as I’m still eager to work with them. Completely ghosted from this point and ignored despite trying to follow up twice. Really disappointed in this (lack of) service as I own a growing business and this would’ve helped me a lot. Don’t understand how both Shopify and PayPal could look at my store and offer capital, however Onramp seemingly can just accuse me of not owning the commercial rights, and then refuse to acknowledge proper documentation when provided it.

Expectations exceeded in every way! Can not say enough good things about this company and they are from my home town in my favorite state! Appreciate you guys at onramp!

You guys made it very easy to access my funds in a fast & effective way.

OnRamp has been a lifesaver. They helped me to scale my business quickly over the past year. Since my store is under Shopify, I started off using Shopify’s capital program. However, the loan amounts were low and the offers were not consistent. Even when you paid the loan off quickly, you would have to wait 1-3 months to get a new offer and eventually the offers stop coming. Their system is not reliable. This is frustrating for business owners that are dependent on a consistent source of cash flow in order to scale. Onramp contacted me out of the blue (I still don’t know how they found me) and offered to do a pilot program that would transition me over to their loan program. I will admit at first it sounded too good to be true. However, how everything was set up there was really no way that I could lose nor be taken advantage of. I’m so glad I took them up on their offer. They are one of the most professional and customer friendly companies that I’ve dealt with. Emails and calls are always answered promptly. If I have any issues or need to delay a payment, they are willing to work with me. As well, they have transparent discussions on what would be best for your company and financial management when it comes down to the loans. Some of the people I have personally worked with are Andrew and Amy. They both have been wonderful. The repayment rates are fair and once you pay the loan down a certain percentage, you’re able to request more money. This company has been a godsend. I recommend them to all of my associates, friends, and family members that have e-commerce businesses.

Good people!

Got what I needed. I like the fact that the money isn't pulled out on a daily basis but rather when the disbursement happens. It helps a tons for my 14+2 Amazon cashflow management cycle.