OCHOWelcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Jeremy G.
Great timing !!! I have a funeral to attend this week and it was the right price point and affordable and the process was smooth.
Response from OCHOMay 14, 2026
We're glad we made car insurance one less thing for you to worry about during a difficult time. If you ever need us Jeremy, we're right here. Thank you for taking the time to review us!
Brian H.
The manner of, how much they help your life.
Response from OCHOMay 14, 2026
This really touches us, Brian. Our mission is to really help people out, we're so glad we could do that for you.
Brenda D.
Down payment was amazing
Response from OCHOMay 14, 2026
Whooo!! That's what we like to hear! Low downpayment car insurance makes such a difference to your bills, happy we could help!
Kimberlee J.
They were great!!!!;they got me a cheaper price then anyone could even think about getting me. I will let everyone I know in on my find.
Response from OCHOMay 14, 2026
Thank you for this amazing review, Kimberlee! That's great we were able to get you such low cost car insurance :).
Mark B.
After i paid $259.00 I still did not have insurance until 3 days later. And found out i just started policy 5/1/26. And payment schedule is supposed to be set for every 2 weeks but mine is scheduled for 5/8/26. Only one week till next payment.
Response from OCHOMay 14, 2026
Hi Mark, we're sorry about this experience you had, it certainly wasn't ideal. The insurance carrier Bristol West changed the quote by the time you paid, so we had to send you a new price. We're doing our best to work on new technology to stop things like this happening again. Thank you for being with us!
Tyquwan H.
Just amazing best app in the world I been stressing about all this insurance stuff because my record but this made it so easy and I didn’t have to talk to nobody love it
Response from OCHOMay 14, 2026
Best app in the world! You're making us blush, Tyquwan! We're stoked we helped you out, and hope we can continue to do so.
Jennifer P.
I’m just starting out with your company. Let’s see how things go and then my stars may go up!
Response from OCHOMay 14, 2026
Hey Jennifer, thanks for being with us! We hope we can get that star count up :). If you ever need anything, we're right here.
Lynda
All online. I didnt recieve a million calls about signing up
Response from OCHOMay 14, 2026
Hi Lynda! That's great you found getting your car insurance simple, that's what we aim for! Thank you for the review.
