MortyReviews of morty.com

Excellent scoring services .

I just closed on a new construction home using Morty. Morty was easy to work with, and the whole process was convient and streamlined. Having a broker as a go between the buyer and lender was the only thing I had as a concern to begin with, but this was a non issue and Morty made me feel like they were working for me also. There are always a few issues, especially with new construction, but any questions or issues were responded to promptly by Morty, and they helped make it a low stress process. They're agents were always very courteous and helpful. I was very satisfied with my experience with Morty.

Morty provided some of the best rates of all the lenders I looked into. They were very proactive with finding the lowest fees for a mortgage and even indicated when there were additional savings available. Their website is very transparent about the rates/points available. The officers I worked with generally quick to respond and friendly.

Paige was very responsive and great to work with. The closing tracker is very helpful and makes the process extremely easy. I would definitely use again.

Working with Morty was excellent. We were hesitant at first to use a broker and a company that communicates with consumers mostly via its website (we started with a more traditional, local lender). But we began with a phone appointment that helped us learn the process, understand how things work, and get comfortable. The site itself is very easy to navigate. The process of reminding you about tasks and upcoming dates is very good. In addition to the website, which is very easy to use, our contacts we're accessible by phone and email. And not to bury the lead, but we got an amazing rate which was easy to lock -- and when we needed to extend it because our closing was delayed, we were able to keep our rate without paying an extension fee. Every once in a while they could have gotten back to us a bit sooner -- but at the same time, it was easy to get them on their cell phones. Bottom line: go with these folks. Great rate. Great process. And the two people we worked with, Phillip and Noah, were terrific.

If your ready and have a good grasp on your paperwork, this is easily the cheapest rates around. But in exchange the customer service is lacking like the IM not working, the phone disconnects and emails take about 2 hours for a reply. But if your info is locked in and want a modern internet interface to apply this is by far the cheapest and straight forward process

My wife and I recently closed on our first ever mortgage with morty. We had done a third party site that quickly compares all mortgage rates and morty was significantly better than all others, almost to the point we were skeptical. We proceeded ahead to "lock our rate" and see if there was a catch. There was no catch, they truly were able to provide the best possible rate. After reviewing the official loan estimate, I took it to several other loan providers to see if they would be able to beat based upon their promise to always provide the best rates. The other loan competitors (all three) told me they can't come close to matching the rate. The process itself was not too confusing. It seemed overwhelming at first, but Morty had a great rhythm of communication about when they were waiting on specific documents. I will say that there online interface and status became very intuitive and useful by the end, even for someone on their first loan. Hindsight, the one area where I would have done differently would be to get the names of all the people I would be working with up front. Part of this was based upon the fact the rates were so good, I assumed they were computer ai on the other end and not actual humans. It became clear later on that they were real people and I shouldn't have doubted it. Long story short, it you are skeptical of the rates, don't be! Morty will be saving my wife and I thousands over the life of our mortgage and were simple and enjoyable to work with throughout the process. I really have nothing bad to say about them!

Not only did Morty find us the best rate. Philip Estevez and Jack Edelman were excellent to work with. Both either were available or got back to us in a matter of a few hours whenever we had questions.