medishare.comReviews of medishare.com

Haven't used the health part of it but here is my take on the sign up process. Was told there was $149 sign up fee only to see the next day there was not only the $149 on my credit card but an additional $918.00. Tried calling 3 times to cancel or explain. Our initial contact didn't call us back, the second contact put me on hold (waited 40 mins and nobody answered) and the 3rd person said someone would call me back within 2 hours and nobody did. Tried calling today and have been on hold for 30 mins and gave up. Take it for what it is worth - we won't be using them but maybe it will work for you. Good Luck

This company operates like a scam. I have been paying for their services for over a year, and instead of helping, they have caused nothing but stress and frustration. They have failed to assist with my bills and actually delayed the process on several of them, which has now resulted in accounts going to collections. The mobile app rarely works, the website is difficult to navigate, and it typically takes three to four phone calls just to reach a representative. When I do reach someone, they speak in circles and are often rude and unhelpful. After a year of paying for no real service, I will not be giving this company another cent. I would strongly warn anyone considering this company to stay far away.

They are clueless about health. They insisted I eat almost no meat, high carb, low fat, low protein diet or they would raise my monthly rates. They are giving horrible nutrition information based on flawed 1950's data that will shorten your life. Their "nutritionists" are complete frauds, someone please show them current science. I cancelled soon as I was able to get other coverage.

Overpromised and underdelivered... They claim to be a Christian company with rave reviews. They do a detailed study of your medical information you provide and because they do not cover preexisting conditions they seem to try and connect any new condition or ailment to your preexisting condition and they deny your claim. I believe they grossly misrepresent their coverage and I know for sure they misrepresent their customer satisfaction rate. We spent a lot of money on their premium and then they tacked on a life coach fee to their supposed low rates which went up substantially after the first year. They told me that their life coach fee would drop off after a few months but it never did as I paid an extra 99.00 plus each and every month. Don't waste your money. I was with Medishare from June 2023 to December 2025.

Awful. Had them for 5 or 6 years never paid a dime . Only used them one time on heart stints . Bill was 68k . Not one cent was paid . Ended up settling with the hospital as a cash pay customer . It was always the run around . We need this you send it and then they would need something else . Don’t fall for the Christian talk . The people working for them maybe IDK . But company wise Christian would be the last way to describe them . They’re just using that to draw people in . I’m sure they are paying in some cases but do you want to take the chance on not being one they do ?

MediShare is, without exaggeration, one of the most frustrating and misleading healthcare “sharing” programs I’ve ever dealt with. After months of faithfully paying into the program, they covered nothing. Not a partial share. Not a meaningful explanation. Just delay after delay, denial after denial, and a pile of stress I didn’t sign up for. The most outrageous part? Their in-network requirements for emergency care. Yes—emergency care. I was literally told, “When I go on vacation, I do a lot of research and make sure I’m near a hospital in network.” Read that again. If your healthcare plan requires you to pre-plan which hospital you might have a medical emergency near while on vacation, the system is fundamentally broken. Emergencies are, by definition, unpredictable. No one having a heart attack, suffering a serious injury, or facing a sudden medical crisis should be expected to pull out a network map first. That expectation alone disqualifies MediShare from being taken seriously as a healthcare solution. And the public feedback reflects this reality. MediShare sits at around a 1.4-star rating on Trustpilot, which aligns perfectly with my experience: denied shares, vague explanations, and a complete lack of accountability. Now compare that with CrowdHealth, and the difference is night and day. $500 MAXIMUM out-of-pocket for any emergency No network requirements — go to any doctor or hospital For non-emergency care, you simply agree to consult them so they can recommend doctors who charge fair, transparent prices 22 million enrolled 4.9-star rating on Trustpilot That’s what a modern, competent, member-focused healthcare model looks like. Frankly, MediShare should save their members the ongoing stress and disappointment, shut down, and refer people directly to CrowdHealth. CrowdHealth is run by people who understand healthcare, transparency, and accountability—without needing to hide behind prayer or market “Christian values” as a substitute for actually delivering a functional service. Healthcare doesn’t need sermons. It needs competence. MediShare fails at that. CrowdHealth doesn’t.

They never answer the phone. They rip off their members. I have paid well over my house hold limit and they are not honoring it.

We joined MediShare about a year ago. Several months later, I went to my annual physical and had my doctor tell me the usual: lose some weight and keep using your baby statin drug to control cholesterol. The visit prompted a full medical review of my records by MediShare and I ultimately received a letter stating that I had numerous pre-existing conditions which MediShare was now notifying me that I would have no future sharing. All of these conditions were minor and properly disclosed in the original application' We were led to believe that nothing in my health history would be problematic for future sharing. It is now clear to us that MediShare actively looks for ways to deny sharing and therefore I suspect that any future major malady that I may encounter will likely be attributed to a "pre-existing" condition and thus denied. It was good to know their mentality sooner rather than after a future diagnosis, so I can quit the program. We are going back to a more traditional insurance program that can be relied on.