medishare.comReviews of medishare.com

How does a faith-based organization who's foundation is loving and caring for others, have a large set of pre-existing conditions? I accept the lifestyle principles at face value. Completely consistent and no difference from USAA initially starting with Commissioned Officers whose lifestyle tends to be less risky. Got that. I can even leap to the conclusion that one's behavior is potentially a reason for disqualification from a medical condition. Like overeating for years at Church Picnics with the fatty foods and then getting high cholesterol and having to take medications. My consequence for my chosen behavior, so, my sin, my cost. Got it again. Kind of. But thyroid disease, no behavioral health, let alone any hint of a condition is a pre-condition, and you have a health plan that is so failed, its founders should be ashamed of its closet discrimination that isn't so 'closet'. So, diseases brought on by pollution, like living in a town full of chemical factories. Being subjected to trauma, without request, leaving one mentally broken. "No bueno" says the Christian organization. Foot those sinful bills yourself. Disgust at the hypocracy results. It's difficult. I did my job, worked hard, lived my life along the same principles of this organization and found myself having to care for someone 62, causing me to quit my job and live off my life savings to get to 65. There is no insurance that helps. None. Medishare COULD have.... but, given could have never been sick and have a condition and qualify for insurance that might actually help, instead of further draining what little is left.... we get this feckless organization. Like all the others.

After using them and not sending in any claims my daughter tore her ACL. She ended up needed several surgeries over 3 years. They kept changing their policies making it a nightmare to get anything reimbursed. After my deductible was met $10,500 they were to reimburse everything. They paid maybe 50% of the bills over the deductible.

Medishare is HORRIBLE. Never use it! I had to visit the ER in October 2024, and it required multiple post visits due to an infection. However, I also got several very LARGE bills totaling over $30,000, even though I was told by Medishare reps that my maximum liability would be $12,000/year. Also, for several services, initially, Medishare made a payment in December 2024 for some of the services. In one example $349.45. However, in June 2025, I started getting multiple statements in the mail from providers indicating a Balance Due. The details, stated, "Refund or takeback from Ins for -$349.45." I did cancel my service in April 2025, AFTER signing up for a difference health insurance plan with a different company, but Medishare SHOULD have honored the payments they made for services during the dates I had an active plan with them; I have no idea how what they did with a takeback is ethical. I think some of the employees who answer the phones may be good Christians and pray with you, but whoever is leading it is CORRUPT and UNETHICAL and GREEDY. I have not paid multiple medical bills because I believe Medishare violated their agreements with me. I will likely need to spend hours of the time I have left on this earth to fight with this horrible company for my rights; it's an uphill battle and time commitment I am not looking forward to.

Can I give them a zero? Unhelpful. Christian is not a proper adjective for medishare. They take advantage of Christianity to enrich themselves. Some of the most basic coverages are being revoked or reduced while share costs skyrocket. Avoid medishare

My wife and I had medishare when our first child was born. There were some complications and our daughter was placed in the NICU for a week. My wife also had to stay a few extra days in the hospital. Medishare was amazing! We had met our annual portion (deductible) prior to the baby being born, so we didn't pay a dime for the week our daughter was in the intensive care unit. The total bill was well over 100k. Medishare discounts brought the total bill to 77k and then they paid the rest. Medishare also took care of every cent of the follow-up visits for my wife and newborn. They were fast and effective.

Medi-share brings negative value to healthcare. Providers act like they don’t know what Medi-share is, forcing customers to pay cash and submit bills to Medi-share manually, which leads to a sixty day review. Medi-share then demonstrates skill at rejecting claims as preexisting conditions. And even if you are diagnosed with something they’ll help pay, prescriptions are only paid out six months post diagnosis. My wife contracted a chronic illness a couple of months after we joined and it was a nightmare. Some providers would not work with us at all as her health problems increased. One provider would only work with us after we fired Medi-share. They will pray with you, but the only real service we got was from the patient advocate nurse who advised us to drop Medi-share and join Obamacare. We paid about $3500 for zero value received and negative impact on our health. I wouldn’t recommend Medi-share to my worst enemy. Stay far away from Medi-share.

I just had to write this after hearing their unctuous ads on the radio. Don't fall for that ad of theirs. They don't cover much. They don't pay much. They drag their feet. All of healthcare providers have quit accepting them. They told us to get new ones, who were only ones that took medicare patients. We were essentially lowered to the level of medicare patients and treated as such. They didn't cover much of my wife's procedure even after pre-approval. We had attorneys and bill collector after us. To their credit, they finally got involved and negotiated a settlement for us. But how humiliating to be treated like deadbeats everywhere we went. Plus, the hospital where the procedure was done refused anything but cash upfront from us after that. All while thumping their bibles at you. They make me sick.

Here's a copy of my cancellation notice. This is my letter of notification for cancellation of services associated with We Share and Healthcare by UHSM. Reasons for cancellation - Onboarding date urgency - Onboarding meeting is MANDATORY. If the onboarding is mandatory, the urgency to execute the meeting is lacking attention. My meeting is scheduled for February 26th. - Expedient bank withdrawal - The funds were almost immediately withdrawn from my account. I did expect the withdrawal. But, when called to get clarification no one was available to take the call. Poor customer service - During the process of seeking simple answers in order to line up my financial calendar, I was put on hold for over 30 minutes on 2 separate occasions. I took advantage of the offer to press "1" to receive a call back. The call came an hour and twenty-five minutes later as a spam call and I missed the call. No other attempt from We Share was made to contact me. I reached out and again was placed on hold for almost 30 minutes for the second time. I called back and the person placed me on hold after I asked/begged not to be put on hold. After a few minutes, I hung up and have not received a call back. Further Damage Prevention - It is stated in the documents that I can cancel anytime. Therefore, I do not authorize any payments to be withdrawn from my bank account because of my cancellation. If this is the type of customer service from the beginning, I'm selecting to end the partnership to avoid any problems if would have ever needed the service. Misleading and Perception of Being and Unethical Company - I regret that I did not look at the reviews for We Share Healthcare by UHSM. They are very poor with similar stories as my experience. All this gives a feeling of being misled (christian values) and a perception of being unethical. People who are in need seek companies like yours because of the trust value. Clearly, that doesn't matter because my trust and the trust of others is shattered.  Regrettably disturbed,Leland L.