Carvell G.
Great business
I would use this company again, everyone was helpful and informative the whole way through.

With our team having more than 30+ years of experience and over thousands of funded loans, we are one of the top choices for real estate financing. Big or small, LoanGuys.com does it all.We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no-experience required lender, which means you don’t need to have two to three successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.Our three main services are Rental Property Loans, Fix and Flip Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last three decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital.
Loanguys.com (loanguys.com) has 191 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

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Excellent

Investments & Wealth · Calabasas, California
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Investments & Wealth · Orange, California
Excellent
191 approved reviews, newest moderated first
Carvell G.
I would use this company again, everyone was helpful and informative the whole way through.
Yanela Feliz C.
I had a wonderful experience working with Shervin on a cash-out refinance deal. It’s my second time collaborating with him, and as always, he exceeded expectations to make this deal happen! I’d definitely recommend him to anyone.
Benjamin S.
Incredibly fast DSCR closing. I was worried about hitting our contract deadline, but the team stayed on top of underwriting and closed ahead of schedule.
Geoffrey R.
Hi it went ok. I didn’t used the portal because it was for a convention mortgage but I went with DSCR loan. So all documents went thru emails.
Rose P.
First, on their web page (at the bottom) they say they are BBB accredited (and give themselves an A+ rating, no less.) But BBB states they are not accredited. Update: They have responded to this review and have the balls to say they are rated with the BBB! They are not! Trust Pilot won't let anyone show links, but look it up at BBB. This company lies like dogs. My daughter was not getting a good feeling about these people. They wanted an appraisal upfront, but wouldn't give her the final numbers until the appraisal was done. She asked to run the numbers with the worse case scenario on the appraisal, but they wouldn't do it. She didn't want to go through a long process that could end up with completely different terms than she was first given.
Response from Loanguys.comFeb 3, 2026
First, Loanguys.com is a real, licensed mortgage lender. We have an in-house team of licensed loan officers, processors, and support staff who work directly with borrowers throughout the loan process. We have an A+ rating on BBB. As for the appraisal: appraisals are performed by independent, third-party appraisal management companies, as required by federal lending regulations. Lenders are legally prohibited from influencing appraisal outcomes or pre-determining values. Because the appraisal directly impacts loan terms (LTV, pricing, approval structure), final numbers cannot be guaranteed until the appraisal is completed. This is standard across the mortgage industry, not unique to our company. That said, we understand your daughter’s hesitation and respect her decision to proceed only when she feels comfortable. Our goal is never to pressure a borrower, but to follow compliance requirements while providing transparency and guidance throughout the process.
Stephen H.
If I could, I would have given them a Zero star. At first, everything went well. Then the closer we got to closing, the more problems arose. We never saw the final numbers until the closing. And of course, the numbers were different. We were supposed to get 50k cashout, then it went to 43k, and at close it was 35k. Every time I questioned the numbers, it was like pulling teeth to get a straight answer. By the way, before they would give me any information, they ordered an appraisal for the property that cost about $1,000. And don't forget about the $70 some dollars for the credit check. They hook you right away with money, so you are invested in staying with them. Yeah, I could have taken the appraisal and gone somewhere else, but I gave them a chance. I regretted working with them!!!
Response from Loanguys.comFeb 3, 2026
Thank you for sharing your experience. We’re sorry to hear that you were frustrated during the process and appreciate the opportunity to clarify a few important points. Appraisals and credit reports are third-party services required for underwriting. Loanguys.com does not collect or profit from appraisal fees, and we do not control the pricing set by appraisal management companies. The same applies to credit report fees, which are pass-through costs charged by the credit bureaus. Regarding the cash-out amount: initial figures discussed early in the process are estimates only. Final loan proceeds are determined by credit, investor guidelines, and the final appraised value of the property. As documentation is reviewed and underwriting conditions are finalized, loan terms can change if the borrower does not qualify for the originally estimated scenario. We understand how disappointing it can feel when numbers change, and we strive to communicate updates as clearly as possible as the file progresses. We regret that this was not your experience and will use this feedback to improve communication going forward.
Phillip M.
Vaughn and Kelsey were great working with me even when we were out of town, finding workarounds and keeping us updated.
Jim T.
I worked with Shervin Modir on a refinance of a Florida condominium project. Sherv was very professional and met all my needs during this process. Sherv worked through all my questions and concerns and got me closed on time for another acquisition I was making. We will be working again. I am sure. Thanks, Sherv.