IndigocardReviews of indigocard.com

I wish I could give zero stars! I used the card, totaling in $657, once the charges were processed and the balance owed was available, I scheduled a payment to pay it in full. Next day I go to check the app to see if they had started processing the payment and it showed that I had didn’t have any payments scheduled. I thought that maybe it was a mistake on my part and since I didn’t have a corresponding email with a confirmation number and the money hadn’t been deducted from my account, I schedule the payment again, not wanting to carry a balance on the card. The very next day I see a charge for over $1200 in my check account for the card. Check their app and it shows -$657. I called customer service to request a refund and they said while they could refund the overpayment, it would take up to 45 days for me to receive a paper check. I spoke with a manager who was no more help that the regular customer service rep, stating that they cannot expedite the refund or just refund it directly to my checking account which is bullshit. They had the ability to draft the money in less than 48 hours. There is absolutely no reason it should take that long to process the refund when the entire reason the overpayment happened to begin with is because their system never showed the initial payment. Any other card I’ve ever had wouldn’t have even let an overpayment occur but these people gladly took the money and have done nothing to correct their issue. Closed the account immediately.

I was just about to apply since I'd like to have more available credit to boost my score but was concerned about their request for a government issued ID showing my full social security number. Like what? My draft card? Govt hasn't put ss numbers on Medicare cards in years and no way I was sending them my ss card. THEN I read the reviews! I have never seen so many one star reviews in my life and most of them said they'd give zero stars if they could. Canceled the application out of fear. Glad I didn't fax them my info. Also they seem to prefer snail mail. Weirdos and most likely scammers.

Worst company ever to deal with. I got this card to rebuild my credit once my credit was above 700. They started to charge me an annual fee of $79 a year from the $39 previously. I never used the card not even once and one month I see $3 charge. Didn’t think much pid it and next month I see the same charge. I called and asked why they said now they charge $99 yearly and $3 monthly for the card. A total of $135 a year for a card I don’t use with a measly $300 limit. I currently have cards with $10k credit limit and didn’t need this card. I called to try to maybe negotiate no fee card but instead they closed my account. I’m sure this will bring down my credit score. RUN AS FAST AS YOU CAN FROM THESE CROOKS

Got a preapproved letter stating no fees no annual fee for first year so got approved recieved the card today and decided I should check the balance before I activate the card $175 charge on it for first year was told nothing they could do but said they could credit $25 back right away closed the account right away . Stay away definitely scamming people

I received a pre approval for $1500, no fees. Applied online. Threw me out. Since SSN and other personal info made me nervous. Took a long time to find phone #. Called and was told to mail copy of my ID. MAIL??? No email. Not going any further if their systems are so antiquated that they don't have email and system throws out you out, phone# hard to find, don't trust them.

Thinking back, getting my Celtic,Indigo, credit card was one of worst credit card decisions I’ve ever made. It would have been cheaper to get money from a loan shark!I was paying a monthly fee from a company 29.95,using the Celtic card. I tried to cancel this service but between Celtic card and the company, I couldn’t get the service canceled. So,in November of 2022, I paid off the debt owed to Celtic and canceled the Celtic credit card. They said I owed nothing more. I got a phone call from them in April of 2023 stating I was behind on my payments. What payment I ask- the account was closed last year. They continued to pay this monthly charge to the other company even though my Celtic account was closed. I called them a dozen times, ending with them turning it over to a collection company. Celtic indigo,in my opinion, is a predatory lender. In January of this year, after dispute after dispute, I just paid the collection company. The government needs to protect its citizens from lenders like indigo.

Omg this is thee most worst card anyone can get, don’t not apply for this card, you will be making the big mistake, and if you have it take my advice cancel it, ASAP you will thank me, I promise you, tell anybody you know don’t get this card, I told them I will be doing a review and credit karma card please remove them on your offers of card,customer service needs more training,they are terrible

I closed my account after 2 years due high anual fee and now a 3.00 a month auto charge so you now have to make a payment every month i do not rcommend this card to anyone stay away beware this is a bad card.