Odie is a modern pet insurance company that empowers pet parents to care for their pets with confidence. We're here to support your pet's health and well-being at every life stage with emergency coverage, proactive care, and at-home health tools designed to help cats and dogs live their fullest lives.
Odie Pet Insurance (getodie.com) has 227 customer reviews on Five Star Index, with an average rating of 1.9 out of 5.
Also known as
getodie.com
Website
getodie.com
Category
Insurance
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 36% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Do not use Odie per insurance! They are scam company. Your claim will be declined anyway. They don't cover accident!
Response from Odie Pet InsuranceJul 28, 2026
Thank you for sharing your feedback. We're sorry to hear that you've had a frustrating experience and understand how disappointing it can be when a claim outcome doesn't meet your expectations.
If you're open to it, please email us at [email protected] with your policy information and a brief description of your concerns. Our team will be happy to take a closer look and ensure your claim was reviewed correctly. We value your feedback and hope to have the chance to address your concerns.
MS
Mack S.
Do not use Odie insurance
Do not use Odie insurance. Their customer service is horrible, they take forever to process claims, and seem to deny almost everything, or only cover the bare minimum. Many Pets (the company it was previously known as) was decent-- but Odie has been a headache for even minor claims. We switched providers out of sheer frustration. Do not recommend.
Response from Odie Pet InsuranceJul 27, 2026
Hi, thank you for taking the time to share your feedback. We're sorry to hear about your experience and understand how frustrating claim delays and coverage concerns can be.
We'd like the opportunity to look into this further, but we weren't able to locate an account under the name associated with this review. If you're willing, please email us at [email protected] with your policy details so our team can review your experience and see how we can help.
SE
Scott E.
Getting the Odie Treatment
I filed a simple claim due to my pet’s singular injury event.. Odie was given my pet’s medical report and bill.
Odie then asked for all prior records as it was fusing for a pre-existing condition which was not possible in this type of claim.
After submitting those records, Odie denied payment as the medical record was not written in a SOAP format, which is not required under the policy language. Then, it grudgingly paid only 10% of the total bill.
I canceled both my pets’ policies after being treated so shoddily.
These policies aren’t worth the paper they should be written on!
Response from Odie Pet InsuranceJul 24, 2026
Thank you for sharing your experience. We're sorry to hear about the frustration you've had with your claim and understand how disappointing this has been. We'd like the opportunity to take a closer look at what happened.
I've requested that a Claims Lead review your case, and they'll reach out to you directly to discuss your concerns and see how we can help. We appreciate you bringing this to our attention.
CU
customer
Odie pet insurance is the worst co
Odie pet insurance is the worst co. They never miss collecting there monthly payments which total to about 100.00 per month. But they don't get back to any claims? Ever for months on end, then you get a email saying their still reviewing the claim, this pattern continues till you almost literally forget you even submitted the claim in the first place..stay far away from odie..
RH
Robert H.
Without a doubt the worst pet insurance…
Without a doubt the worst pet insurance company there is! Manypets was awesome and then these guys showed up! They approved my claim 3 weeks ago and it’s still pending approval! I have called, texted and emailed and good news your claim has been approved! No S Sherlock! It has been for 3 weeks but still no money!! Got no problem cashing that insurance payment on time every month though!
Response from Odie Pet InsuranceJul 20, 2026
Thank you for sharing your feedback, and we're sorry for the frustration this experience has caused. We understand how disappointing it is to have an approved claim and still be waiting for payment. Your claim payment has been issued by paper check, and it's expected to arrive by 7/27. We appreciate your patience and understand this has taken longer than expected. If you haven't received the check after that date, please reach out to our support team so we can look into it right away.
KM
Kat M.
Same experience as other
Same experience as other. Nibbles/Odie overcharged me my first monthly and ignored my emails about it for almost a month. No way to call them. Someone finally replied to my email when I requested to cancel LOL and confirmed they overcharged me and then refunded me and closed my account. Horrendous customer service. Everyone should check out other insurance companies with relatively good customer service like lemonade, prudent pet, Trupanion, and physicians mutual.
Response from Odie Pet InsuranceJul 13, 2026
We're sorry to hear about your experience and appreciate you taking the time to share your feedback. This isn't the level of service we want for our members, and we'd like the opportunity to learn more about what happened.
If you're open to it, please email [email protected] with your name, the email address associated with your account, and mention this review. I'll request to connect you with a Nibbles supervisor so we can review your experience and follow up with you directly.
Thank you for bringing this to our attention.
CU
customer
Much too long to review claims compared…
Much too long to review claims compared to other pet insurance companies.
Response from Odie Pet InsuranceJul 10, 2026
Thank you for sharing your feedback. We understand that waiting on a claim decision can be frustrating, especially when your focus is on your pet's care. We strive to review claims as quickly as possible while ensuring they are processed accurately.
If you're open to it, please send an email to [email protected] with your account details. We'd be happy to take a look at your claims and assist you.
LC
Lili C.
I've been with Manypets since 2023
I've been with Manypets since 2023. Never claimed anything. Recently my dog had an injury (acute pain in right leg) when traveling. Rushed him to a hospital in a different state. They took CT to rule out forign object , broken bone, ,,,. Gave him carprofen. I told the Dr. That my dog had a TPLO surgery in the opposite leg in 2023. Dr advised we made an appointment with our regular vet for CCL tear. Paid $1500 for image and visit. Claimed Odie for the 1st time. Odie requested notes from 2021 up to now. Took 2 weeks to get all those notes. They denied the claim simply because they looked for key words when reviewing the claim & found a phrase from 2023 that said pt scheduled for TPLO in 2023. That hospital never treated CCL tear, they just treated the acute pain. They draw blood and performed imaging to rule out foreign object, broken bone,,, . Spoke to someone from Odie, she kept repeating: but it says TPLO in 2023 notes! Without understanding this hospital never treated my dog for CCL tear which would include giving gabapentin, trazodone, carprofen and eventually surgery. Odie did not even consider partial coverage for the tests performed. WHAT A SCAM! Of course I am no longer a customer.
Forgot to mention, Odie increased this year's premium by 32%!!
Response from Odie Pet InsuranceJul 7, 2026
We're sorry to hear about your experience and understand how frustrating this situation has been, especially during a stressful time while caring for your pet. Your feedback is important to us, and we'd appreciate the opportunity to have our Claims Manager review your concerns more closely. If you're willing, please email us at [email protected] with your policy information and a reference to this review so we can connect you directly with our Claims Manager. We value the opportunity to take another look and better understand what happened.